75000 - Document - Document and Entity Information
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75010 - Statement - CONSOLIDATED BALANCE SHEETS
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75020 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)
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75030 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS
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75040 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS (Parenthetical)
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75050 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
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75060 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parenthetical)
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75070 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY
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75080 - Statement - CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical)
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75090 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS
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75100 - Disclosure - Cybersecurity Risk Management, Strategy and Governance
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995457 - Disclosure - Organization and Principal Activities
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995467 - Disclosure - Significant Accounting Policies
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995477 - Disclosure - Financing Receivables, Net
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995487 - Disclosure - Contract Assets and Receivables, Net
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995497 - Disclosure - Prepayments and Other Current Assets
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995507 - Disclosure - Property, Equipment and Software, Net
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995517 - Disclosure - Land Use Rights, Net
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995527 - Disclosure - Long-Term Investments
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995537 - Disclosure - Fair Value Measurement
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995547 - Disclosure - Funding Debts
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995557 - Disclosure - Borrowings
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995567 - Disclosure - Accruals and Other Current Liabilities
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995577 - Disclosure - Related Party Balances and Transactions
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995587 - Disclosure - Taxation
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995597 - Disclosure - Convertible Notes
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995607 - Disclosure - Ordinary Shares
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995617 - Disclosure - Net Income Per Share
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995627 - Disclosure - Employee Benefit Plan
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995637 - Disclosure - Segment Information
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995647 - Disclosure - Statutory Reserves and Restricted Net Assets
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995657 - Disclosure - Share-Based Compensation
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995667 - Disclosure - Commitments and Contingencies
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995677 - Disclosure - Subsequent Events
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995687 - Disclosure - Parent Company Only Condensed Financial Information
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995697 - Disclosure - Significant Accounting Policies (Policies)
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995707 - Disclosure - Organization and Principal Activities (Tables)
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995717 - Disclosure - Significant Accounting Policies (Tables)
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995727 - Disclosure - Financing Receivables, Net (Tables)
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995737 - Disclosure - Contract Assets and Receivables, Net (Tables)
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995747 - Disclosure - Prepayments and Other Current Assets (Tables)
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995757 - Disclosure - Property, Equipment and Software, Net (Tables)
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995767 - Disclosure - Land Use Rights, Net (Tables)
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995777 - Disclosure - Long-Term Investments (Tables)
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995787 - Disclosure - Fair Value Measurement (Tables)
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995797 - Disclosure - Funding Debts (Tables)
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995807 - Disclosure - Accruals and Other Current Liabilities (Tables)
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995817 - Disclosure - Related Party Balances and Transactions (Tables)
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995827 - Disclosure - Taxation (Tables)
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995837 - Disclosure - Net Income Per Share (Tables)
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995847 - Disclosure - Share-Based Compensation (Tables)
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995857 - Disclosure - Commitments and Contingencies (Tables)
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995867 - Disclosure - Parent Company Only Condensed Financial Information (Tables)
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995877 - Disclosure - Organization and Principal Activities - Product Information - Additional Information (Details)
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995887 - Disclosure - Organization and Principal Activities - Schedule of Percentage of Ownership in Principal Subsidiaries, Consolidated VIEs and Subsidiaries of VIEs (Details)
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995897 - Disclosure - Organization and Principal Activities - Reorganization (Details)
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995907 - Disclosure - Significant Accounting Policies - Additional Information (Details)
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995917 - Disclosure - Significant Accounting Policies - Summary of Financial Information of the Group's VIEs (Details)
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995927 - Disclosure - Significant Accounting Policies - Schedule of the Assets, Liabilities, Results of Operations and Changes in Cash and Cash Equivalents and Restricted Cash of the VIEs and their Subsidiaries (Details)
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995937 - Disclosure - Significant Accounting Policies - Schedule of the Assets, Liabilities, Results of Operations and Changes in Cash and Cash Equivalents and Restricted Cash of the VIEs and their Subsidiaries (Parenthetical) (Details)
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995947 - Disclosure - Significant Accounting Policies - Schedule of Obligations Associated with Deferred Guarantee Income (Details)
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995957 - Disclosure - Significant Accounting Policies - Schedule of Obligations Associated with Contingent Guarantee Liabilities (Details)
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995967 - Disclosure - Significant Accounting Policies - Schedule of Operating Revenue within Scope of ASC 606 Disaggregated by Revenue Sources (Details)
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995977 - Disclosure - Significant Accounting Policies - Schedule of Operating Revenue within Scope of ASC 606 Disaggregated by Revenue Sources (Parenthetical) (Details)
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995987 - Disclosure - Significant Accounting Policies - Schedule of Operating Revenue Within Scope of ASC 606 Disaggregated by Revenue Timing (Details)
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995997 - Disclosure - Significant Accounting Policies - Schedule of Estimated Useful Lives (Details)
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996007 - Disclosure - Significant Accounting Policies - Schedule of Future Minimum Lease Payments - ASC 842 (Details)
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996017 - Disclosure - Significant Accounting Policies - Schedule of Future Minimum Lease Payments - ASC 842 (Details) 2
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996027 - Disclosure - Significant Accounting Policies - Schedule of Supplemental Cash Flow Information Related to Operating Leases (Details)
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996037 - Disclosure - Significant Accounting Policies - Schedule of Concentration Risk (Details)
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996047 - Disclosure - Financing Receivable, Net - Schedule of Financing Receivables, Net (Details)
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996057 - Disclosure - Financing Receivable, Net - Additional Information (Details)
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996067 - Disclosure - Financing Receivable, Net - Summary of Balances of Financing Receivables by Due Date (Details)
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996077 - Disclosure - Financing Receivable, Net - Summary of Activities in Allowance for Credit Losses (Details)
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996087 - Disclosure - Financing Receivable, Net - Summary of Aging Analysis of Past Due Financing Receivables (Details)
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996097 - Disclosure - Financing Receivable, Net - Summary of Amortized Cost within Each Credit Quality Indicator by Year of Origination (Details)
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996107 - Disclosure - Contract Assets and Receivables, Net - Schedule of Contract Assets and Receivables (Details)
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996117 - Disclosure - Contract Assets and Receivables, Net - Schedule of Activities in the Allowance for Credit Losses (Details)
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996127 - Disclosure - Contract Assets and Receivables, Net - Additional Information (Details)
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996137 - Disclosure - Prepayments and Other Current Assets - Schedule of Prepayments and Other Current Assets (Details)
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996147 - Disclosure - Prepayments and Other Current Assets - Schedule of Prepayments and Other Current Assets (Parenthetical) (Details)
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996157 - Disclosure - Property, Equipment and Software, Net - Schedule of Property, Equipment and Software, Net (Details)
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996167 - Disclosure - Property, Equipment and Software, Net - Additional Information (Details)
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996177 - Disclosure - Land Use Rights, Net - Schedule of Land Use Rights, Net (Details)
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996187 - Disclosure - Land Use Rights, Net - Additional Information (Details)
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996197 - Disclosure - Land Use Rights, Net - Schedule of Amortization Expenses For Future Periods (Details)
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996207 - Disclosure - Long-Term Investments - Additional Information (Details)
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996217 - Disclosure - Long-Term Investments - Summary of Movement of Carrying Value of Equity Investments Accounted Using Measurement Alternative (Details)
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996227 - Disclosure - Fair Value Measurement - Schedule of Fair Value of Hierarchy For Assets and Liabilities Measured on Recurring Basis (Details)
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996237 - Disclosure - Fair Value Measurement - Summary of Quantitative Information About The Significant Unobservable Inputs (Details)
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996247 - Disclosure - Fair Value Measurement - Summary of Activities Related to Fair Value of the Guarantee Derivatives (Details)
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996257 - Disclosure - Fair Value Measurement - Summary of Activities Related to Fair Value of the Loans Acquired or Purchased (Details)
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996267 - Disclosure - Fair Value Measurement - Schedule of Effect Adverse Change in Derivative Assets and Liabilities (Details)
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996277 - Disclosure - Fair Value Measurement - Summary of Effect Adverse Changes in Estimated Fair Value of the Loans (Details)
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996287 - Disclosure - Fair Value Measurement - Additional Information (Details)
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996297 - Disclosure - Fair Value Measurement - Summary of Quantitative Information About The Significant Unobservable Inputs of Investment (Details)
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996307 - Disclosure - Fair Value Measurement - Summary of Effect Adverse Changes in Estimated Fair Value of Investment (Details)
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996317 - Disclosure - Funding Debts - Summary of the Group's Outstanding Funding Debts (Details)
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996327 - Disclosure - Funding Debts - Liabilities to Individual Investors and Institutional Funding Partners (Details)
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996337 - Disclosure - Funding Debts - Summary of the Remaining Contractual Maturity Dates of the Group's Funding Debts and Associated Interest Payments (Details)
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996347 - Disclosure - Borrowings - Additional Information (Details)
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996357 - Disclosure - Accruals and Other Current Liabilities - Schedule of Accruals and Other Current Liabilities (Details)
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996367 - Disclosure - Accruals and Other Current Liabilities - Schedule of Accruals and Other Current Liabilities (Parenthetical) (Details)
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996377 - Disclosure - Related Party Balances and Transactions - Schedule of Significant Related Party Transactions (Details)
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996387 - Disclosure - Related Party Balances and Transactions - Schedule of Amounts Due from Related Parties (Details)
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996397 - Disclosure - Related Party Balances and Transactions - Schedule of Amounts Due to Related Parties (Details)
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996407 - Disclosure - Related Party Balances and Transactions - Schedule of Prepayment of Share Subscription to Related Parties (Details)
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996417 - Disclosure - Taxation - Tax rates (Details)
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996427 - Disclosure - Taxation - Components of Income Before Income Tax (Benefit)/Expense (Details)
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996437 - Disclosure - Taxation - Current and Deferred Portions of Income Tax (Benefit)/Expense (Details)
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996447 - Disclosure - Taxation - Reconciliation Between Statutory Enterprise Income Tax Rate and Effective Tax Rate (Details)
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996457 - Disclosure - Taxation - Reconciliation Between Statutory Enterprise Income Tax Rate and Effective Tax Rate (Details) 2
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996467 - Disclosure - Taxation - Effect of Tax Holiday Related to Group (Details)
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996477 - Disclosure - Taxation - Components of Deferred Tax Assets and Deferred Tax Liabilities (Details)
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996487 - Disclosure - Taxation - Movement of Valuation Allowance (Details)
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996497 - Disclosure - Taxation - Others (Details)
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996507 - Disclosure - Ordinary Shares - Additional Information (Details)
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996517 - Disclosure - Net Income Per Share - Additional Information (Details)
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996527 - Disclosure - Net Income Per Share - Computation of Basic and Diluted Net Income Per Share (Details)
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996537 - Disclosure - Employee Benefit Plan (Details)
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996547 - Disclosure - Segment Information - Additional Information (Details)
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996557 - Disclosure - Statutory Reserves and Restricted Net Assets (Details)
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996567 - Disclosure - Share-Based Compensation - Schedule of Share-based Compensation Expenses (Details)
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996577 - Disclosure - Share-Based Compensation - Additional Information (Details)
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996587 - Disclosure - Share-Based Compensation - Summary of Number of Shares Available for Issuance (Details)
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996597 - Disclosure - Share-Based Compensation - Schedule of Activities for Stock Options (Details)
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996607 - Disclosure - Share-Based Compensation - Schedule of Activities for Stock Options (Parenthetical) (Details)
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996617 - Disclosure - Share-Based Compensation - Schedule of Estimated Fair Value of Stock Option Granted (Details)
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996627 - Disclosure - Share-Based Compensation - Schedule of Estimated Fair Value of Stock Option Granted (Parenthetical) (Details)
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996637 - Disclosure - Share-Based Compensation - Summary of Activities for Restricted Shares Units (Details)
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996647 - Disclosure - Share-Based Compensation - Summary of Activities for Restricted Shares Units (Parenthetical) (Details)
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996657 - Disclosure - Commitments and Contingencies - Debt Obligations (Details)
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996667 - Disclosure - Subsequent Events - Additional Information (Details)
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996677 - Disclosure - Parent Company Only Condensed Financial Information - Condensed Balance Sheets (Details)
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996687 - Disclosure - Parent Company Only Condensed Financial Information - Condensed Balance Sheets (Parenthetical) (Details)
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996697 - Disclosure - Parent Company Only Condensed Financial Information - Condensed Statements of Operations and Comprehensive Income (Details)
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996707 - Disclosure - Parent Company Only Condensed Financial Information - Condensed Statements of Cash Flows (Details)
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Operation and Compliance Risk
Operation and Compliance Risk [Member]
Operation and compliance risk.
Equity Securities, FV-NI, Total
Equity Securities, FV-NI
Debt investment principle amount
Change in Accounting Principle, Type
Change in Accounting Principle, Type [Domain]
Tabular disclosure of due to related party transactions.
Schedule Of Due To Related Parties Table [Text Block]
Schedule of Amounts Due to Related Parties
Vested (in dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value
Release of deferred guarantee income
Release Of Deferred Guarantee Income
Release of deferred guarantee income.
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period, Weighted Average Exercise Price
Cancelled/forfeited (in dollars per share)
Inventory Supplier B
Inventory Supplier B [Member]
Represents the information pertaining to inventory supplier B.
Funding debts obligations to funding partners.
Funding Debts Obligations To Funding Partners [Member]
Liabilities to Funding Partners
Segments [Domain]
90-179 Days Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
10% or More of Total Purchases, Number of Suppliers
Purchases [Member]
Represents the information pertaining to purchases.
Income/(Loss) from non-China operations
Income (Loss) from Continuing Operations before Income Taxes, Foreign
Loss from non-Mainland China operations
Proceeds from disposal of investments and refund of prepayment on long-term investments.
Proceeds from disposal of investments and refund of prepayment on long-term investments
Proceeds from disposal of investmenets and refund of prepayment on long-term investments
Lender Concentration Risk
Lender Concentration Risk [Member]
Proceeds from Short-Term Debt
Proceeds from borrowings from third parties
Long-term guarantee receivables, allowance for credit losses
Guarantee Receivables Allowance For Credit Losses Noncurrent
Guarantee receivables allowance for credit losses noncurrent.
Online direct sales
Online Direct Sales [Member]
Represents information pertaining to online direct sales.
Financing Receivables, Net
Financing Receivables [Text Block]
Concentration Risk Type
Concentration Risk Type [Axis]
Charge-offs
Financing receivable, charged-off
Financing Receivable, Allowance for Credit Loss, Writeoff
Financing Receivable, Allowance for Credit Loss, Writeoff, Total
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis with Unobservable Inputs, Ending Balance
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis with Unobservable Inputs, Beginning Balance
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis with Unobservable Inputs
Fair value of guarantee derivative liabilities/(assets) at end of the year (Level 3)
Fair value of guarantee derivative liabilities at beginning of the year (Level 3)
Schedule of Significant Related Party Transactions
Schedule of Related Party Transactions [Table Text Block]
Entity Incorporation, State or Country Code
Entity Incorporation, State or Country Code
Contributions for employee benefits
Defined Benefit Plan, Plan Assets, Contributions by Employer
Schedule of Fair Value of Hierarchy For Assets and Liabilities Measured on Recurring Basis
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]
Revision of Prior Period
Revision of Prior Period [Axis]
Long-Term Debt, Excluding Current Maturities
Long-Term Debt, Excluding Current Maturities, Total
Long-term borrowings
Financing Receivable Portfolio Segment
Financing Receivable Portfolio Segment [Axis]
Plan Name
Plan Name [Axis]
Entity Current Reporting Status
Entity Current Reporting Status
Schedule of Effect Adverse Change in Derivative Assets and Liabilities
Fair Value Liabilities Measured On Recurring Basis Unobservable Input Sensitivity Table [Text Block]
Tabular disclosure of the effect of volatility in fair value measurements of liabilities using significant unobservable inputs (Level 3), given a hypothetical changes in the cumulative default rates.
Dividends Payable, Amount Per Share
Dividends payable, amount per share
Operating expenses:
Operating Expenses [Abstract]
Level 2 Inputs
Fair Value, Inputs, Level 2 [Member]
Accounting Standards Update Two Thousand Fourteen Zero Nine [Member]
Accounting standards update two thousand fourteen zero nine.
ASC 606
Post-Origination Servicing Fees-Performance Based
Post Origination Service Fees Performance Based [Member]
Post-origination service fees-performance based.
Total deferred tax assets
Deferred Tax Assets, Net of Valuation Allowance
Weighted Average Exercise Price
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]
Withholding Tax on Dividends
PRC Withholding Tax on Dividends
Withholding tax on dividends.
Commitments and Contingencies
Commitments and Contingencies Disclosure [Text Block]
Common stock, shares authorized
Common Stock, Shares Authorized
Beihai dulin information technology co. ltd.
Beihai Dulin Information Technology Co. Ltd [Member]
Beihai Dulin Information Technology Co. Ltd
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Research and Development, Percent
Research and development credits
Research and development credits
Finite-Lived Intangible Asset, Expected Amortization, Year Four
2029
Contract with Customer, Basis of Pricing
Contract with Customer, Basis of Pricing [Domain]
Loan Facilitation and Matching Servicing Fees-Credit Oriented
Loan Facilitation And Matching Service Fee Credit Oriented [Member]
Loan facilitation and matching service fee credit oriented.
Funds payable to Institutional Funding Partners
Funds Payable To Institutional Funding Partners
Amount of funds payable to institutional funding partners, due within one year or the normal operating cycle, if longer.
Basic net income per share calculation:
Earnings Per Share, Basic [Abstract]
Long-Term Investments
Investment, Policy [Policy Text Block]
Product and Service
Product and Service [Axis]
Document Fiscal Period Focus
Document Fiscal Period Focus
Accounting Standards Update 2023-09 [Member]
ASU 2023-09
Entity Shell Company
Entity Shell Company
Total
Contractual Obligation
Total
Other accrued expenses
Other Accrued Liabilities, Current
Hong Kong
Inland Revenue, Hong Kong [Member]
Guarantee receivables
Increase in guarantee receivables
Increase Decrease In Guarantee Receivables
The amount of increase (decrease) in guarantee receivables
Convertible Notes
Convertible Debt [Member]
Online direct sales and services income
Service [Member]
Tabular disclosure of major related parties and their relationship with the group.
Schedule Of Major Related Parties And Their Relationships Table [Text Block]
Schedule of Related Parties and Their Relationships
Segment Reporting
Segment Reporting, Policy [Policy Text Block]
Cash and Cash Equivalents, at Carrying Value, Total
Cash and cash equivalents
Cash and Cash Equivalent
Cash and cash equivalents at the end of the year
Cash and cash equivalents at beginning of the year
25 - 36 months
Long Term Debt Maturities Repayments of Principal and Interest in Rolling Year Three
Long term debt maturities repayments of principal and interest in rolling year three.
Foreign currency translation adjustments, tax
OCI, Foreign Currency Transaction and Translation Gain (Loss), Arising During Period, Tax
Summary of the Remaining Contractual Maturity Dates of the Group's Funding Debts and Associated Interest Payments
Schedule of Maturities of Long-Term Debt [Table Text Block]
Transaction with non-controlling shareholders
Contribution form non-controlling shareholders
Noncontrolling Interest, Decrease from Distributions to Noncontrolling Interest Holders
Notes Payable, Current, Total
Short-term Funding Debts
Short-term funding debts
Short-term funding debts
Short-term funding debts (including amounts of the consolidated VIEs of RMB2,754,454 and RMB2,440,685 as of December 31, 2024 and December 31, 2025, respectively)
Condensed Financial Information Disclosure [Abstract]
Ordinary shares issued commencing date
Share Based Compensation Arrangement By Share Based Payment Award Commencing Date
Share based compensation arrangement by share based payment award commencing date.
Significant Accounting Policies [Table]
Significant Accounting Policies [Table]
Significant accounting policies.
Non-employee directors
Non Employee Directors [Member]
Represents information pertaining to non-employee directors.
Receivable Type
Receivable Type [Axis]
Cybersecurity Risk Management, Strategy, and Governance [Abstract]
Common Stock, Shares, Issued, Total
Common stock, shares issued
Common Stock, Shares, Issued
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]
Cybersecurity Risk Board of Directors Oversight [Text Block]
Allowance for credit losses
Short-term financing receivables, allowance for credit losses
Financing Receivable, Allowance for Credit Loss, Current
Schedule Of Short Term Debt [Table]
Short-Term Debt [Table]
Asset Class
Asset Class [Domain]
Statement [Table]
Statement [Table]
Restricted cash
Restricted Cash, Noncurrent
Right-of-use assets obtained in exchange for operating lease liabilities
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability
Total gross capital raise
Proceeds From Issuance Initial Public Offering Gross
The gross proceeds from issuance of initial public offering before underwriting discounts and commissions.
Fair value of the underlying shares on the date of grants (US$)
Weighted average grant date fair value of options granted (in CNY/dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value
Other downward adjustment related to investments without readily determinable fair value
Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount
more than 36 months
13 – 24 months
Long-Term Debt, Maturities, Repayments of Principal in Rolling Year Two
Additions
Deferred Tax Assets Valuation Allowance Additions
The amount of additions to the valuation allowance for a specified deferred tax asset.
Net cash payout
Net cash payout
Contingent Guarantee Liabilities Net Cash Payout
Contingent guarantee liabilities net cash payout.
Hypothetical Changes In Fair Value Of Investment Increase
Hypothetical Changes In Fair Value Of Investment Increase
Increase by 10%
Subscription Fees, Third Party Sellers Commission Fees, Referral Service Fees and Financial Services Income [Member]
Subscription fees, third party sellers commission fees, referral service fees and financial services income.
Subscription fees, third-party sellers' commission fees, referral service fees and financial services income
Statement [Line Items]
Statement [Line Items]
Treasury Stock, Value, Acquired, Cost Method
Repurchases of common shares
Shares repurchase program, Share acquired amount
Revenue Recognition
Revenue from Contract with Customer [Policy Text Block]
Other Services
Service, Other [Member]
Effective income tax rate reconciliation at federal preferential income tax rate from 2023 to 2030
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2023 to 2030
Preferential income tax rate (as a percentage) from 2023 to 2030
Contract assets and service fees receivable
Deferred Tax Liabilities Contract Assets And Service Fees Receivable
Amount of deferred tax liability attributable to taxable temporary differences from contract assets and receivables.
Entity Filer Category
Entity Filer Category
60-89 Days Past Due
Financial Asset, 60 to 89 Days Past Due [Member]
Advertising expenses in excess of deduction limit
Deferred Tax Assets Tax Deferred Expense Advertising Expense
Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences from advertising expenses in excess of deduction limit.
Options Outstanding
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Schedule Of Financing Receivables Past Due [Table]
Financing Receivable, Past Due [Table]
Net cash inflow
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect, Continuing Operation
Net cash inflows (outflows)
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities and Equity
Debt Instrument [Line Items]
Debt Instrument [Line Items]
Payables and Accruals [Abstract]
Recoveries from prior charge-offs
Financing Receivable, Allowance for Credit Loss, Recovery
Exercisable at the end of the period (in dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price
more than 36 months
Longtermdebtmaturitiesrepaymentsofinterestinrollingyearfour
Amount of long-term debt interest payable in the fourth rolling twelve months following the latest balance sheet.
Long-Lived Tangible Asset
Long-Lived Tangible Asset [Axis]
Summary Of Investment Holdings [Line Items]
Summary of Investment Holdings [Line Items]
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]
Practical expedients, contract duration
Revenue, Remaining Performance Obligation, Optional Exemption, Performance Obligation [true false]
1 - 12 months
Long Term Debt Maturities Repayments Of Interest In Next Twelve Months
Amount of long-term debt interest payable in the next fiscal year following the latest fiscal year.
Cumulative Loss Rates
Measurement Input, Default Rate [Member]
Nominee Shareholders
Two Employees [Member]
Represent two employees.
30-59 Days Past Due
Financial Asset, 30 to 59 Days Past Due [Member]
Deferred Tax Assets, Valuation Allowance, Total
Balance at beginning of the year
Balance at end of the year
Less: valuation allowance
Valuation allowance
Deferred tax assets, valuation allowance
Deferred Tax Assets, Valuation Allowance
Statutory tax rate (as a percentage)
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent
PRC statutory EIT rate
Subsequent Event [Line Items]
Effective Income Tax Rate Reconciliation, Changes in Unrecognized Tax Benefits
Effective income tax rate reconciliation, changes in unrecognized tax benefits
Changes in Unrecognized Tax Benefits
Cybersecurity Risk Management Third Party Engaged [Flag]
Amortization of right-of-use assets and interest of lease liabilities.
Amortization Of Right-of-use Assets And Interest Of Lease Liabilities
Amortization of right-of-use assets and interest of lease liabilities
Inter-Group and Others [Member]
Inter-Group and Others [Member]
Inter-Group and Others
Effective Income Tax Rate Reconciliation, Percent
Effective tax rate
Effective tax rate for the Group
External party.
External Party [Member]
External Parties
Stock Options
Recoveries from prior charge-offs
Accounts Receivable, Allowance for Credit Loss, Recovery
Income Tax Authority
Income Tax Jurisdiction [Axis]
Geographical
Geographical [Domain]
Restricted Cash
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]
Numerator:
Net Income (Loss) Available to Common Stockholders, Basic [Abstract]
Due To Third Party Sellers Current
Amount payable to third-party sellers, due within one year or the normal operating cycle, if longer.
Amount due to third parties
Non-current assets
Assets, Noncurrent [Abstract]
Schedule Of Variable Interest Entities [Table]
Variable Interest Entity [Table]
Shares available for issuance
Share Based Compensation Arrangement By Share Based Payment Award Shares Available For Issuance Roll Forward
No definition available.
Processing and Servicing Cost
Processing And Servicing Costs Policy Policy [Text Block]
Disclosure of accounting policy for processing and servicing costs.
Application of CECL Methodology on Certain Off-balance Sheet Credit Exposures
Application Of C E C L Methodology On Certain Off Balance Sheet Credit Exposures [Member]
Application of CECL methodology on certain off-balance sheet credit exposures.
Appropriation to statutory reserves
Appropriation To Statutory Reserves
Represents appropriations to certain non-distributable statutory reserves in accordance with laws applicable to the countries in which the reporting entity's subsidiaries and variable interest entities operate.
Beginning balances
Accounts Receivable, Allowance for Credit Loss
Accounts Receivable, Allowance for Credit Loss, Ending Balance
Accounts Receivable, Allowance for Credit Loss, Beginning Balance
Ending balances
Service Fee from Related Party
Service fee from related party.
Service fee from a related party
Services provided to related parties
Financing Receivable Nonaccrual Interest and Late Payment Fees Income
Financing receivable nonaccrual interest and late payment fees income.
Interest and late payment fees earned from non-accrual financing receivables
Increase by 10%
Hypothetical Changes In Fair Value Of Loans At Fair Value Expected Future Recovery Increase
Hypothetical changes in fair value of loans at fair value expected future recovery increase.
Related Party
Staff advances.
Staff Advances
Staff advances
Equity Securities, FV-NI, Noncurrent
Long-term investment at the beginning of the year
Long-term investment at the end of the year
Proceeds from Collection of Finance Receivables
Principal collection on financing receivables and recoveries (excluding receivables related to online direct sales)
Significant Accounting Policies
Significant Accounting Policies [Text Block]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment [Line Items]
Shenzhen Lexin Information
Shenzhen Lexin Information Member
Shenzhen Lexin Information Member
Land use right period
Finite-Lived Intangible Asset, Useful Life
Concentration Risk [Table]
Concentration Risk [Table]
Granted (in shares)
Granted (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross
Disaggregation Of Revenue [Table]
Disaggregation of Revenue [Table]
Cybersecurity Risk Management, Strategy, and Governance [Table]
Schedule of Computation of Basic and Diluted Net Income Per Share
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
Number of guarantee company accounted for more than 10% of the Group's deposits to insurance companies and guarantee companies
Concentration Of Risk Number Of Guarantee Company
Represents the number of guarantee company.
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Research and Development, Amount
Research and development credits
Research and development credits
Contract assets and receivables past due
Contract with Customer, Asset, before Allowance for Credit Loss
Stock Conversion Basis
Stock conversion basis
The ratio of conversion features of common stock if such stock is convertible.
Post-Origination Servicing Fees-Credit Oriented
Post Origination Service Fees Credit Oriented [Member]
Post origination service fees credit oriented.
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Amount [Abstract]
Nontaxable or Nondeductible Items
Property, Equipment and Software [Member]
Property, equipment and software.
Property, equipment and software
Share-Based Payment Arrangement [Member]
Options to purchase ordinary shares and restricted share units
Preferential withholding tax rate on dividends, foreign invested enterprises.
Preferential Withholding Tax Rate On Dividends Foreign Invested Enterprises
Preferential withholding tax rate on dividends, foreign invested enterprises
Earnings Per Share, Basic, Total
Net income per share attributable to ordinary shareholders—basic
Basic
Earnings Per Share, Basic
Schedule of Operating Revenue Within Scope of ASC 606 Disaggregated by Revenue Sources
Disaggregation of Revenue [Table Text Block]
Document Shell Company Report
Document Shell Company Report
Purchase Obligation, Fiscal Year Maturity [Abstract]
Purchase obligations
Balance at the beginning of the period (in shares)
Balance at the end of the period (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number
Contingent guarantee liabilities
Increase Decrease In Contingent Guarantee Liabilities
Increase decrease in contingent guarantee liabilities.
Loans at Fair Value
Debt, Policy [Policy Text Block]
Schedule of Company's principal subsidiaries, consolidated VIEs and subsidiaries of VIEs
Variable Interest Entity [Line Items]
Variable Interest Entity [Line Items]
Finite-lived intangible assets, cash consideration
Finite-Lived Intangible Assets Acquired
Total current liabilities
Liabilities, Current
Total current liabilities
Guarantee Company B [Member]
Guarantee Company B [Member]
Guarantee Company B
Contract Assets and Receivables and Guarantee Receivables [Table Text Block]
Contract assets and receivables and guarantee receivables.
Schedule of Contract Assets and Receivables
Exercise multiples
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Exercise Price
Dividends Payable, Date of Record
Dividends payable, record date
Summary of Activities Related to Fair Value of the Guarantee Derivatives
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
Domestic Tax Jurisdiction [Member]
Mainland China operations
13 – 24 months
Purchase Obligation, to be Paid, Year Two
Supplier
Supplier [Axis]
Financing Receivable Allowance For Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Loss [Line Items]
Parent
Parent Company [Member]
Tech-empowerment service income
Tech-Empowerment Service Income [Member]
Tech-empowerment service income member.
Loan facilitation and servicing fees-credit oriented
Loan Facilitation And Servicing Fees Credit Oriented [Member]
Loan facilitation and servicing fees credit oriented.
Net
Accounts Receivable, after Allowance for Credit Loss, Noncurrent
Accounting Standards Update
Accounting Standards Update [Axis]
Application of CECL Methodology on Credit Losses of Financial Assets Measured at Amortized Cost
Application Of C E C L Methodology On Credit Losses Of Financial Assets Measured At Amortized Cost [Member]
Application of CECL methodology on credit losses of financial assets measured at amortized cost.
Convenience Translation
Convenience Translation Policy Policy [Text Block]
Disclosure of accounting policy for convenience translation adjustments.
Equity, Attributable to Parent [Abstract]
Shareholders' equity:
SHAREHOLDERS' EQUITY:
Summary of Activities Related to Fair Value of the Loans Acquired or Purchased
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
Fair Value of Investment Value to Net Asset Multiple
Fair Value of Investment Value to Net Asset Multiple
Value to net asset multiple
Maximum percentage criteria for appropriation of after-tax profit of Chinese subsidiaries to general reserve fund (as a percent)
Criteria For Appropriation To General Reserve Fund Maximum Threshold As Percentage Of Registered Capital
Represents the maximum percentage criteria expressed as a percentage of registered capital for the transfer of after-tax profit by subsidiaries in China to a general reserve fund. If the reserve fund exceeds the specified threshold of the registered capital, further appropriation is not required.
Liabilities to Other Funding Partners
Funding Debts Obligations To Other Funding Partners [Member]
This member stands for funding debt liabilities to other funding partners.
Short-term Borrowings Obligations
Short-Term Debt [Member]
Condensed Statement Of Comprehensive Income [Table]
Condensed Statement of Comprehensive Income [Table]
Valuation, Market Approach [Member]
Valuation, Market Approach
Retained Earnings (Accumulated Deficit), Ending Balance
Retained Earnings (Accumulated Deficit), Beginning Balance
Retained Earnings (Accumulated Deficit), Total
Retained earnings
Retained Earnings (Accumulated Deficit)
Decrease in retained earnings
Provision for contingent liabilities of guarantee
Provision for contingent guarantee liabilities
Provision For Contingent Liabilities Of Guarantee
Provision For Contingent Liabilities Of Guarantee
Payments To Cash Receipts On Behalf Of Third-Parties
Payments to cash receipts on behalf of third-parties.
(Payments to)/cash receipts on behalf of third-parties
Prepaid input value-added tax
Value Added Tax Receivable, Current
Organization and Principal Activities
Nature of Operations [Text Block]
Effective Income Tax Rate Reconciliation, Cross-Border Tax Effect, Amount
Effective Income Tax Rate Reconciliation, Cross-Border Tax Effect, Amount, Total
Effect of Cross-Border Tax Laws
Geographic Concentration Risk
Geographic Concentration Risk [Member]
Entity Well-known Seasoned Issuer
Entity Well-known Seasoned Issuer
Cancelled/forfeited (in shares)
Cancelled/forfeited (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period
Proceeds from initial public offering, net of issuance costs
Proceeds from Issuance Initial Public Offering
Price per share
Sale of Stock, Price Per Share
Total intrinsic value of stock options
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period, Intrinsic Value
Share-Based Compensation
Share-Based Payment Arrangement [Text Block]
ORGANIZATION AND PRINCIPAL ACTIVITIES
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Incremental Common Shares Attributable to Conversion of Debt Securities, Total
Ordinary shares issuable upon the conversion of convertible notes using the if—converted method
Incremental Common Shares Attributable to Dilutive Effect of Conversion of Debt Securities
Summary of Effect Adverse Changes in Estimated Fair Value of Investment
Summary of Effect Adverse Changes in Estimated Fair Value of Investment
Summary of Effect Adverse Changes in Estimated Fair Value of Investment
Cash and cash equivalents, restricted cash and restricted time deposits denominated in RMB that are subject to government controls
Concentration Risk Foreign Currency Risk Cash And Cash Equivalents And Restricted Cash And Cash Equivalents
For an entity that discloses a concentration foreign currency risk on cash and cash equivalents and restricted cash and cash equivalents in quantitative amount.
Tax Holidays Applicable to Subsidiaries and Consolidated VIEs
Tax holidays applicable to subsidiaries and consolidated VIEs
Tax holidays applicable to subsidiaries and consolidated VIEs
Tax holidays applicable to subsidiaries and consolidated VIEs
Number of major types of incentive coupons
Number Of Incentive Coupons
Represents the number of major types of incentive coupons.
Leases [Abstract]
Institutional Funding Partner A
Institutional Funding Partner A [Member]
Represents information pertaining to Institutional Funding Partner A.
Class A Ordinary Shares
Common Class A [Member]
Funding Debts
Loans Payable [Member]
Funding Debts Obligations
Contract with Customer, Liability
Contract with Customer, Liability, Total
Deferred revenue
Amendment Flag
Amendment Flag
Amendment
Amounts due to Group companies
Due to related partiess current and noncurrent.
Due To Related Partiess Current And Noncurrent
Product and Service
Product and Service [Domain]
Total comprehensive income attributable to ordinary shareholders
Comprehensive Income Loss Net Of Tax Available To Common Shareholders
Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, available to common shareholders.
Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount
PRC statutory EIT rate
PRC statutory EIT rate
Short-term:
Financing Receivable, after Allowance for Credit Loss, Current [Abstract]
Net Income Per Share
Earnings Per Share, Policy [Policy Text Block]
Concentration Risk [Line Items]
Concentration Risk [Line Items]
Deferred guarantee income
Deferred guarantee income
Opening balances
Ending balances
Deferred guarantee income.
Deferred guarantee Income
Deferred guarantee income (including amounts of the consolidated VIEs of RMB786,793 and RMB968,405 as of December 31, 2024 and December 31, 2025, respectively)
Entity Address, Postal Zip Code
Entity Address, Postal Zip Code
Net cash provided by operating activities
Net cash used in operating activities
Net cash provided by operating activities
Net cash provided by operating activities
Required statutory surplus fund/registered capital ratio to avoid net profit allocation to statutory surplus fund (as a percent)
Statutory Reserve Level Threshold For Mandatory Transfer Percentage
Represents the level of the statutory surplus fund balance as a percentage of registered capital for entities incorporated in the People's Republic of China which must be attained before mandatory transfers to the reserve are no longer required.
Inventory Supplier
Inventory Supplier [Member]
Inventory supplier.
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2023 to 2027
Effective income tax rate reconciliation at federal preferential income tax rate from 2023 to 2027.
Preferential income tax rate (as a percentage) from 2023 to 2027
Loan facilitation and servicing fees-volume based
Loan Facilitation And Servicing Fees Volume Based [Member]
Loan facilitation and servicing fees volume based.
Segment Reporting, CODM, Profit (Loss) Measure, How Used, Description
Ordinary shares
Common Stock [Member]
Exercise and vesting of share-based awards
Stock Issued During Period Value Stock Options Exercised And Vested
Value of stock issued as a result of the exercise and vesting of share based awards.
New Accounting Pronouncements Or Change In Accounting Principle [Table]
Accounting Standards Update and Change in Accounting Principle [Table]
Guarantee income
Guarantees [Member]
Cybersecurity Risk Role of Management [Text Block]
Provision for financing and interest receivables
Provision For Financing And Interest Receivables
Provision For Financing And Interest Receivables
1 - 12 months
Long-Term Debt, Maturity, Year One
Guarantee Company C
Guarantee Company C [Member]
Represents information pertaining to guarantee company C.
Exercise Price
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price
Investments in loans at fair value
Investments In Loans At Fair Value
Investments in loans at fair value.
Accrued interest receivable
Interest Receivable, Current
Accrued interest receivable, net of allowance for credit losses of RMB1,681 and RMB1,367 as of December 31, 2020 and December 31, 2021, respectively
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment, Ending Balance
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment, Beginning Balance
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment, Total
Accumulated depreciation and amortization
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment
Accounting Standards Update 2024-03 [Member]
ASU 2024-03
13 - 24 months
Long Term Debt Maturities Repayments Of Interest In Year Two
Amount of long-term debt interest payable in the second fiscal year following the latest fiscal year.
Portion at Fair Value Measurement [Member] [Default]
Fair Value Disclosure Item Amounts [Default]
Portion at Fair Value Measurement [Member]
Entity Address, Address Line One
Entity Address, Address Line One
Total deferred tax liabilities
Deferred Tax Liabilities, Gross
Change in Accounting Principle, Accounting Standards Update, Immaterial Effect [true false]
Fair Value Hierarchy and NAV
Fair Value Hierarchy and NAV [Axis]
Net income per ordinary share attributable to ordinary shareholders of the Company
Earnings Per Share [Abstract]
Taxation
Income Tax, Policy [Policy Text Block]
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]
Supplemental disclosure of cash flows information
Supplemental Cash Flow Information [Abstract]
Functional Currency and Foreign Currency Translation
Foreign Currency Transactions and Translations Policy [Policy Text Block]
Percentage of annual profits to be distributed.
Percentage of Annual profits to be Distributed
Percentage of annual profits to be distributed
Guarantee derivative assets
Derivative Asset
Derivative Asset, Total
Carrying value of equity investments
Equity Securities without Readily Determinable Fair Value, Amount
Beihai Aurora and Beihai Turing.
Beihai Aurora and Beihai Turing [Member]
Beihai Aurora and Beihai Turing
Guarantee Company A
Guarantee Company A [Member]
Guarantee company A.
Minimum percentage of after-tax profit transferred by Chinese subsidiaries to general reserve fund (as a percent)
Minimum Percentage Of After Tax Profit Transferred To General Reserve Fund
Represents the minimum percentage of after-tax profit transferred by Chinese subsidiaries to general reserve fund.
Redesignation Of Common Class Shares Shares Converted
Number of common shares redesignated from one class to another class.
Redesignation of Class B Ordinary Shares into Class A Ordinary Shares (in shares)
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]
Guarantee liabilities
Guarantee liabilities
Guarantee liabilities (including amounts of the consolidated VIEs of RMB1,726,368 and nil as of December 31, 2019 and 2020, respectively)
Opening balances
Ending balances
Guarantor Obligations, Current Carrying Value
Shenzhen Lexin Financing Guarantee
Shenzhen Lexin Financing Guarantee [Member]
Represents information pertaining to Shenzhen Lexin Financing Guarantee.
Less: net income attributable to non-controlling interests
Net Income (Loss) Attributable to Noncontrolling Interest, Total
Net Income (Loss) Attributable to Noncontrolling Interest
Less: Net income attributable to non-controlling interests
Less: net income attributable to non-controlling interests
25 – 36 months
Long Term Debt Maturities Repayments Of Interest In Rolling Year Three
Amount of long-term debt interest payable in the third rolling twelve months following the latest balance sheet.
Document Type
Document Type
Document Type
Income Taxes Paid, Net, Total
Cash paid for income tax expense
Income Taxes Paid, Net
Gross profit
Gross Profit
Direct or Indirect Economic Interest in Subsidiary (as a percent)
Subsidiary, Ownership Percentage, Parent
Interest expense associated with convertible notes reversed
Interest on Convertible Debt, Net of Tax
Operating cost:
Cost of Revenue [Abstract]
Entity Central Index Key
Entity Central Index Key
Allowance
Accounts Receivable, Allowance for Credit Loss, Current
Allowance
Third-party.
Third-party [Member]
Third-party
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Transfers, Net, Total
Transfers of financial guarantee contracts
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Transfers, Net
Transfers of financial guarantee contracts
Valuation Approach and Technique [Axis]
Net increase/(decrease) in cash, cash equivalents and restricted cash
Net increase/(decrease) in cash, cash equivalents and restricted cash
Net increase in cash, cash equivalents and restricted cash
Subsequent Event Type [Domain]
Condensed Balance Sheets
Condensed Balance Sheet [Table Text Block]
Equity securities FVNI impairment.
Equity securities F V N I Impairment
Impairment
Impairment
Number of shares that were anti-dilutive and excluded from the calculation of diluted net (loss)/income per share
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount
Cash received for provision of goods and services.
Cash Received for Provision of Goods and Services
Cash received for provision of goods and services
Collection service fee from a related party
Collection Service Fee Related Party
Collection service fee related party.
Deferred guarantee income and other accrued expenses
Deferred Tax Asset Deferred Guarantee Income And Other Accrued Expenses
Deferred tax asset Deferred guarantee income and other accrued expenses.
Borrowings
Short-Term Debt [Text Block]
Common stock, par value
Common Stock, Par or Stated Value Per Share
Supplier
Supplier [Domain]
Accounting Standards Update
Accounting Standards Update [Domain]
Guarantee Receivables and Liabilities
Guarantee Receivables And Liabilities Policy Policy [Text Block]
Disclosure of accounting policy for guarantee receivables and liabilities.
Disposal
Equity Securities F V N I Disposal
Equity securities FVNI disposal.
Guarantee Derivatives
Guarantee Derivatives Policy [Text Block]
Disclosure of accounting policy for guarantee derivatives.
Borrowings Obligations
Long term borrowings
Short-term Borrowings
LIABILITIES
Liabilities [Abstract]
Establishment of a partially held subsidiary
Noncontrolling Interest, Increase from Subsidiary Equity Issuance
Extension term of the loan
Debt Instrument Term Extension
Period of maturity of debt instrument, extended after each expiration, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.
Financing receivables credit quality indicator
Financing Receivable, Credit Quality Indicator [Line Items]
Weighted average remaining contractual life (in years)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term
Expected volatility, maximum
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate, Maximum
Commitment And Contingencies [Line Items]
Commitment And Contingencies [Line Items]
Commitment and contingencies.
Deferred Tax Assets Operating Loss Carry Forwards Expires In Year Three
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards, expires in year three.
Net operating loss carryforwards, expires in 2028
Components of (loss)/income before income tax expense
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest [Abstract]
Interest payments
Long Term Debt Payments Of Interest Rolling Maturity [Abstract]
No definition available.
Realized Investment Gains (Losses), Total
Realized Investment Gains (Losses)
Credit loss under investment loss
Additional loss recognized
Additional loss under investment loss
Document Financial Statement Error Correction [Flag]
Number of shares deemed issued
Shares Deemed Issued Not Outstanding
Number of shares deemed to be issued but not outstanding.
Exercised (in shares)
Exercise of share-based awards (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period
Debt Disclosure [Abstract]
Loan facilitation and servicing fees
Loan Facilitation And Servicing Fees [Member]
Loan Facilitation And Servicing Fees.
Condensed Cash Flow Statements Captions [Line Items]
Condensed Cash Flow Statements, Captions [Line Items]
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2025 To 2027
Effective income tax rate reconciliation at federal preferential income tax rate from 2025 To 2027.
Preferential income tax rate (as a percentage) from 2025 to 2027
Effective income tax rate reconciliation at federal eligible preferential income tax rate from 2018 to 2022.
Effective Income Tax Rate Reconciliation at Federal Eligible Preferential Income Tax Rate from 2018 to 2022
Preferential income tax rate (as a eligible percentage) from 2018 to 2022
Investment [Text Block]
Long-Term Investments
1 – 12 months
Long Term Debt Maturities Repayments Of Interest In Next Rolling Twelve Months
Amount of long-term debt interest payable in the next rolling twelve months following the latest balance sheet.
Fair value at inception of loans acquired/purchased
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Purchases
Activities in the provision for credit losses
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Changes in Unrecognized Tax Benefits
Effective Income Tax Rate Reconciliation, Changes in Unrecognized Tax Benefits Amount
Effective income tax rate reconciliation, changes in unrecognized tax benefits
Fair Value
Estimate of Fair Value Measurement [Member]
Tax exempt income rate (as a percent)
Effect of tax holidays
Effective Income Tax Rate Reconciliation, Tax Holiday, Percent
Processing and servicing cost
Cost of Sales [Member]
Ownership
Ownership [Domain]
Current Fiscal Year End Date
Current Fiscal Year End Date
Debt Instrument [Table]
Schedule of Long-Term Debt Instruments [Table]
Investments in subsidiaries
Investments in and Advance to Affiliates, Subsidiaries, Associates, and Joint Ventures, Total
Investments in subsidiaries, VIEs and VIEs’ subsidiaries
Investments in and Advance to Affiliates, Subsidiaries, Associates, and Joint Ventures
Schedule of Operating Revenue Within Scope of ASC 606 Disaggregated by Revenue Timing
Schedule Of Operating Revenue Within Scope Of Asc606 Disaggregated By Revenue Timing Table [Text Block]
Definition: Tabular disclosure of disaggregation of revenue by timing.
Timing of Transfer of Good or Service
Timing of Transfer of Good or Service [Axis]
Ji'an Aoxinlian
Jian Aoxinlian Information Consulting Service Co Ltd [Member]
Ji'an Aoxinlian Information Consulting Service Co., Ltd.
Due to Ji'an Aoxinlian by the Group
Balance at the beginning of the period (in shares)
Balance at the end of the period (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number
Financing income
Financial Service [Member]
Total liabilities
Financial Liabilities Fair Value Disclosure
Total comprehensive income attributable to ordinary shareholders
Comprehensive Income (Loss), Net of Tax, Attributable to Parent
Total comprehensive income
Research and Development Expenses
Research and Development Expense, Policy [Policy Text Block]
Common Stock, Capital Shares Reserved for Future Issuance
Share Reserved for Future Issuances
Fair Value, Net Derivative Asset (Liability), Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]
Incremental Common Shares Attributable to Share-based Payment Arrangements, Total
Ordinary shares issuable of outstanding using the treasury stock method
Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements
Geographical
Geographical [Axis]
Revenue recognized that was included in the contract liabilities balance
Contract with Customer, Liability, Revenue Recognized
Direct or Indirect Economic Interest in VIEs (as a percent)
Variable Interest Entity, Qualitative or Quantitative Information, Ownership Percentage
Financing Receivables
Accounts Receivable [Member]
Maximum percentage criteria for in appropriation of after-tax profit by VIEs to certain statutory surplus funds (as a percent)
Criteria For Appropriation To Statutory Reserve Fund Maximum Threshold As Percentage Of Registered Capital
Represents the maximum percentage criteria expressed as a percentage of registered capital for the transfer of after-tax profit by VIEs in China to statutory reserve funds. If the statutory reserve fund exceeds the specified threshold of the registered capital, further appropriation is not required.
Stockholders' Equity Attributable to Noncontrolling Interest, Ending Balance
Stockholders' Equity Attributable to Noncontrolling Interest, Beginning Balance
Stockholders' Equity Attributable to Noncontrolling Interest, Total
Non-controlling interests
Equity, Attributable to Noncontrolling Interest
Equity Securities, FV-NI, Unrealized Gain
Unrealized gains (upward adjustment)
Accounts Receivable, before Allowance for Credit Loss, Noncurrent, Total
Gross
Accounts Receivable, before Allowance for Credit Loss, Noncurrent
Schedule of Share-based Compensation Expenses
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Table Text Block]
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Amount
Others
Increase (Decrease) in Due to Related Parties, Current, Total
Amounts due to related parties
Increase (Decrease) in Due to Related Parties, Current
Exercise of share-based awards
Stock Issued During Period, Value, Stock Options Exercised
Accruals and Other Current Liabilities
Accounts Payable, Accrued Liabilities, and Other Liabilities Disclosure, Current [Text Block]
Payments for (Proceeds from) Businesses and Interest in Affiliates
Net cash used in funds to Group companies
Schedule of Components of Deferred Tax Assets and Deferred Tax Liabilities
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]
Prepayment Of Share Subscription To Related Parties
Prepayment of share subscription to related parties.
Prepayment of share subscription to related parties
Deferred Income Tax Assets, Net, Total
Net deferred tax assets
Deferred tax assets
Deferred Income Tax Assets, Net
Subsequent Events
Subsequent Event [Member]
Proceeds from disposal of subsidiaries
Proceeds from Divestiture of Interest in Consolidated Subsidiaries
Property, Plant and Equipment [Abstract]
Carrying amount of held-to-maturity debt investments
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss, Noncurrent
Additions (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Additional Shares Authorized
Other assets
Other assets, net of allowance of credit losses of RMB 231,446 and RMB 227,747 as of December 31, 2024 and December 31, 2025, respectively (including share subscription prepayment to related party of nil and RMB38,091 as of December 31, 2024 and December 31, 2025, respectively)
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Table]
Fair Value Measurement Inputs and Valuation Techniques [Table]
Other Assets.
Other Assets, Policy [Policy Text Block]
Other Assets
Antidilutive Securities
Antidilutive Securities [Axis]
(Payments to)/cash receipts on behalf of third-party sellers-net
(Payments to)/cash receipts on behalf of third-party sellers-net
(Payments to)/cash receipts on behalf of third-party sellers-net
Required subsidiaries registered capital to avoid net profit allocation to general reserve (as a percent)
General Reserve Level Threshold For Mandatory Transfer Percentage
Represents the level of the general reserve fund balance as a percentage of registered capital for entities incorporated in the People's Republic of China which must be attained before mandatory transfers to the reserve are no longer required.
Expired (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Expirations in Period
Vested and expected to vest at the end of the period, Aggregate intrinsic value
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value
Contract Assets
Contract Assets [Member]
Contract Assets [Member]
Income Taxes [Line Items]
Income Taxes [Line Items]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Deposit Liability, Current
Security deposits from third parties
AOCI Attributable to Parent [Member]
Accumulated Other Comprehensive Income /(Loss)
Customer
Customer [Domain]
Finite-Lived Intangible Assets, Major Class Name [Domain]
Provision for credit losses
Provision for credit losses of financing receivables
Provision for credit losses of financing receivables
Provision For Credit Losses Of Financing Receivables
Amount of credit loss expense for financing receivable.
Treasury stock
Treasury Stock, Common, Shares
Balances as at end of the year, Treasury stock (in shares)
Balances as at beginning of the year, Treasury stock (in shares)
Loans At Fair Value
Loans At Fair Value [Member]
Loans at fair value.
Thereafter
Finite-Lived Intangible Asset, Expected Amortization, after Year Five
Increase (Decrease) in Shareholders' Equity
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Other assets allowance for credit loss noncurrent.
Other Assets Allowance For Credit Loss Noncurrent
Other assets, allowance of credit losses
Convertible notes
Convertible Debt, Current
more than 36 months
Long-Term Debt, Maturities, Repayments of Principal in Rolling Year Four
Weighted average interest rates of financing receivables (as a percent)
Financing Receivable Weighted Average Interest Rate
Percentage of weighted average interest rates of these financing receivables.
Guarantee Company D
Guarantee Company D [Member]
Guarantee Company D.
Minimum
Minimum [Member]
Granted (in dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value
Financial Instrument
Financial Instrument [Axis]
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year
Loans originated in 2024
Current assets
Assets, Current [Abstract]
Equity securities FVNI addition.
Equity Securities F V N I Addition
Addition
Investment Program Management Service Fees-Credit Oriented
Investment Program Management Service Fees Credit Oriented [Member]
Investment program management service fees credit oriented.
Amortization of Intangible Assets, Total
Amortization expense
Amortization of Intangible Assets
Class B Ordinary Shares
Common Class B [Member]
Level 3 Inputs
Fair Value, Inputs, Level 3 [Member]
Fair Value, Nonrecurring [Member]
Non-recurring Basis
Current and deferred portion of income tax expense
Income Tax Expense (Benefit), Continuing Operations [Abstract]
Segment Reporting [Abstract]
Current liabilities
Liabilities, Current [Abstract]
Inventory Supplier F
Inventory Supplier F [Member]
Inventory supplier f.
Repurchase of treasury stock
Repurchase of treasury stock
Payments For Repurchase Of Treasury Stock
Payments for repurchase of treasury stock.
Margins on Cost of Guarantee Services
Measurement Input Margins On Cost [Member]
Measurement input using margins on cost.
Shenzhen Lexin Software
Shenzhen Lexin Software [Member]
Shenzhen Lexin Software.
Related Party Transactions [Abstract]
2017 Share Incentive Plan
Share Incentive Plan2017 [Member]
Represents information pertaining to 2017 share incentive plan.
Threshold percentage of equity interest in PRC foreign invested enterprise to enjoy preferential withholding tax rate.
Threshold Percentage Of Equity Interest In PRC Foreign Invested Enterprise To Enjoy Preferential Withholding Tax Rate
Threshold percentage of equity interest in PRC foreign invested enterprise to enjoy preferential withholding tax rate
25 – 36 months
Purchase Obligation, to be Paid, Year Three
Accounting Standards Update 2022-03 [Member]
ASU 2022-03
Operating Loss Carryforwards, Total
Operating loss carryforwards
Operating Loss Carryforwards
Net
Accounts Receivable, after Allowance for Credit Loss, Current
Schedule of Financing Receivables, Net
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
Proceeds from Contributions from Affiliates
Net cash provided by funds from Group companies
Ordinary Shares
Common Stock [Text Block]
The entire disclosure for terms, amounts, nature of changes, rights and privileges, dividends, and other matters related to common stock.
Prepaid Expense, Noncurrent
Prepayment of share subscription to related parties
Basic net income per share effect
Income Tax Holiday Income Tax Benefits Per Share Basic
Basic net income per share effect of the income tax benefit resulting from the income tax holidays granted by taxing jurisdictions.
Prepayment to inventory suppliers
Prepaid Supplies
Restricted term deposit and short-term investments
Restricted term deposit
Restricted term deposit
Commitments and Contingencies
Commitments and contingencies (Note 21)
Leases
Lessee, Leases [Policy Text Block]
Total share-based compensation expense recognized for stock options granted
Shares Granted, Value, Share-Based Payment Arrangement, before Forfeiture
Balance at the beginning of the period (in dollars per share)
Balance at the end of the period (in dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value
Redesignation of Class B Ordinary Shares into Class A Ordinary Shares
Redesignation Of Common Class Shares Amount Converted
The value of the stock redesignation from one common stock class in to another class in a noncash (or part noncash) transaction. Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.
Allowance for credit losses
Long-term financing receivables, allowance for credit losses
Financing Receivable, Allowance for Credit Loss, Noncurrent
Provisions
Accounts Receivable, Credit Loss Expense (Reversal)
General and administrative expenses
General and Administrative Expense [Member]
Practical expedients, amortization period
Revenue, Practical Expedient, Incremental Cost of Obtaining Contract [true false]
Total lease liabilities
Total lease liabilities
Operating Lease, Liability
Summary Of Obligations Associated With Contingent Guarantee Liabilities Table [Text Block]
Summary of obligations associated with contingent guarantee liabilities.
Schedule of Obligations Associated with Contingent Guarantee Liabilities
Auditor Firm ID
Auditor Firm ID
ASU 2021-04
Accounting Standards Update 2021-04 [Member]
Gross
Accounts Receivable, before Allowance for Credit Loss, Current
Short-term borrowings
Short-term Debt, Total
Total debt obligations
Short-Term Debt
Par value of shares
Common Stock, No Par Value
Accrued marketing expenses
Accrued Marketing Costs, Current
Restricted cash
Restricted Cash, Current
ADS
American Depositary Share [Member]
It represents information related to American Depositary Share (ADS).
Concentration Risk Benchmark
Concentration Risk Benchmark [Axis]
Restricted Time Deposits
Restricted Time Deposits Policy Policy [Text Block]
Disclosure of accounting policy for restricted time deposits.
Cash collection
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Issues
Membership Services
Platform-Based Services Income Membership Services [Member]
Platform-Based Services Income Membership Services [Member]
13 - 24 months
Long-Term Debt, Maturity, Year Two
VIEs
Variable Interest Entity, Primary Beneficiary [Member]
Account Payable [Member]
10% or More of Accounts Payable, Number of Suppliers
Account payable.
Deferred Tax Assets Operating Loss Carry Forwards Expires In Year Five
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards, expires in year five.
Net operating loss carryforwards, expires in 2030
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2023 to 2028
Preferential income tax rate (as a percentage) from 2023 to 2028
Effective income tax rate reconciliation at federal preferential income tax rate from 2023 to 2028.
Changes in valuation allowance
Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Percent
Changes in valuation allowance
Liabilities, Noncurrent [Abstract]
Non-current liabilities
Effect of Exchange Rate on Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Including Discontinued Operation
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Including Disposal Group and Discontinued Operations, Total
Effect of exchange rate changes on cash, cash equivalents and restricted cash
Effect of exchange rate changes on cash and cash equivalents and restricted cash
Financing Receivable Originated Two Or More Years Before Latest Fiscal Year
Financing receivable, originated, two or more years before latest fiscal year.
Loans originated in 2023 and before
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest
Net income
Net income/(loss)
Net income
Shenzhen Beizhipiji Technology Co., Ltd [Member]
Shenzhen Beizhipiji Technology Co., Ltd [Member]
Beizhipiji
Due from Related Partiees
Due from Related Partiees
Amounts due from Group companies
Total financing receivables (excluding accrued interest receivable)
Financing Receivable, before Allowance for Credit Loss
Total financing receivables (excluding accrued interest receivable)
Exercise and vesting of share-based awards (in shares)
Stock Issued During Period Shares Stock Options Exercised And Vested
Number of shares exercised and vested from share based awards.
Debt Securities, Held-to-maturity, Total
Loan receivable recorded at amortized cost
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss
Share-based compensation expenses included in:
Share-Based Payment Arrangement, Recognized Amount [Abstract]
Long-term Debt, Type
Long-Term Debt, Type [Domain]
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]
Deferred tax liabilities, Withholding income tax
Withholding income tax
Deferred tax liabilities, withholding income tax.
Weighted Average Number of Shares Outstanding, Basic, Total
Weighted average number of ordinary shares outstanding—basic
Basic
Weighted Average Number of Shares Outstanding, Basic
Restricted term deposit and short-term investments
Restricted Term Deposit And Short-term Investments Policy [Policy Text Block]
Restricted term deposit and short-term investments policy.
Shenzhen Lexin Software
Shenzhen Lexin Software Technology Co. Ltd [Member]
Represents the information pertaining to Shenzhen Lexin Software Technology Co., Ltd.("Shenzhen Lexin Software")
Exercisable at the end of the period, Aggregate intrinsic value
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value
Supplier Concentration Risk
Supplier Concentration Risk [Member]
Consideration for transfer of equity shares
Transfer Of Shemxhen Lexin Financing Guarantee Co, Ltd from VIE To Subsidiary
Transfer Of Shemxhen Lexin Financing Guarantee Co, Ltd from VIE To Subsidiary
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]
Schedule of Reconciliation Between Statutory EIT Rate and Effective Tax Rate for Group
Schedule Of Share Based Compensation Arrangements By Share Based Payment Award [Table]
Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]
Segments [Axis]
Long-Lived Tangible Asset
Long-Lived Tangible Asset [Domain]
Total interest payments
Total interest payments
Interest Payable
49 – 60 months and beyond
Purchase Obligation Due After Four Year
Purchase obligation due after four year.
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]
Subsequent Events
Subsequent Events [Text Block]
Loans at fair value
Loans Receivable, Fair Value Disclosure
Effective Income Tax Rate Reconciliation, Tax Credit, Percent
Effective Income Tax Rate Reconciliation, Tax Credit, Percent, Total
Tax creidts
Tax credits
Long-term borrowings
Long-Term Debt
Long-Term Debt, Total
Long-term borrowings(including amounts of the consolidated VIEs of RMB585,024 and RMB566,015 as of December 31, 2024 and December 31, 2025, respectively)
Related Party Balances and Transactions
Related Party Transactions Disclosure [Text Block]
APIC, Share-based Payment Arrangement, Increase for Cost Recognition, Total
Share-based compensation expenses
APIC, Share-Based Payment Arrangement, Increase for Cost Recognition
Employees, Directors and Non-employee Directors
Employees Directors And Non Employees Directors [Member]
Represents information relating to employees, directors and non-employees directors.
Tax exempt income rate (as a percent)
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent
Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount
Changes in Valuation Allowances
Stockholders' Equity Attributable to Parent, Ending Balance
Stockholders' Equity Attributable to Parent, Beginning Balance
Total equity attributable to owners of the company
Equity, Attributable to Parent
Total equity attributable to owners of the company
Document Registration Statement
Document Registration Statement
Payments to Acquire Investments, Total
Cash consideration
Payments to Acquire Investments
Schedule of the Assets, Liabilities, Results of Operations and Changes in Cash and Cash Equivalents and Restricted Cash of the VIEs and their Subsidiaries
Schedule of Variable Interest Entities [Table Text Block]
Long-term:
Accounts Receivable, after Allowance for Credit Loss, Noncurrent [Abstract]
Basis of Presentation
Basis of Accounting, Policy [Policy Text Block]
Ji'an Microcredit
Ji Microcredit [Member]
Represents information pertaining to Ji'an Fenquile Network Microcredit.
Guarantee liabilities and other accrued expenses
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Other
Statement of Stockholders' Equity [Abstract]
Weighted average cumulative loss rates
Guarantee Liability Weighted Average Cumulative Default Rates
The weighted average cumulative default rates related to guarantee liability. It is expressed as a percentage of the original principal balance of the loans.
Fair Value Liabilities Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Equity method investments
Equity Method Investments
Cost of Sales
Cost of Goods and Service [Policy Text Block]
Provision for credit losses
Provision For Credit Losses Of Financing Receivables [Member]
Provision for credit losses of financing receivables for valuation allowance of deferred tax assets.
Total borrowings obligations
Debt, Long-term and Short-term, Combined Amount, Total
Debt, Long-Term and Short-Term, Combined Amount
Long-term borrowings
Valuation Approach and Technique [Domain]
Use of Estimates
Use of Estimates, Policy [Policy Text Block]
Statutory Reserves And Restricted Net Assets [Abstract]
No definition available.
Summary of movement of carrying value of equity investments accounted using measurement alternative.
Summary of Movement of Carrying Value of Equity Investments Accounted Using Measurement Alternative
Summary of Movement of Carrying Value of Equity Investments Accounted Using Measurement Alternative
Credit Loss, Financial Instrument [Policy Text Block]
Allowance for credit losses
Provision for credit losses
Deferred Tax Liabilities Provision For Credit Losses
Deferred tax liabilities provision for credit losses.
Business Contact
Business Contact [Member]
Treasury Stock, Common [Member]
Treasury Stock
Leasehold Improvement
Leasehold Improvements [Member]
Financing Receivable, Allowance for Credit Loss, Ending Balance
Financing Receivable, Allowance for Credit Loss, Beginning Balance
Beginning balances
Ending balances
Allowance for credit losses
Financing Receivable, Allowance for Credit Loss
Credit allowance of financial receivable
Foreign Currency Transaction Gain (Loss), before Tax, Total
Gain (Loss), Foreign Currency Transaction, before Tax
Foreign exchange loss/(gain)
Sales and marketing expenses
Selling and Marketing Expense [Member]
Entity Address, Address Line Two
Entity Address, Address Line Two
Fair Value Measurement
Fair Value Disclosures [Text Block]
Dividends Payable, Date Declared
Dividends payable, approved and declared date
Platform-based services income
Platform Based Services Income [Member]
Platform based services income.
Platform-based services income
Product information
Product Information [Line Items]
Cash paid on acquisition of subsidiaries, net of cash acquired
Cash Paid On Acquisition Of Subsidiaries, net Of Cash Acquired
Cash paid on acquisition of subsidiaries, net of cash acquired.
Weighted average interest rates of long-term borrowings
Long-Term Debt, Weighted Average Interest Rate, at Point in Time
Non-controlling Interest
Noncontrolling Interest [Member]
Inventories
Inventories [Member]
Options Outstanding
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]
Debt Instrument, Name
Debt Instrument, Name [Domain]
Collateral amount
Debt Instrument, Collateral Amount
Accruals and other current liabilities
Total accruals and other current liabilities
Accrued Liabilities and Other Liabilities
Accruals and other current liabilities(including amounts of the consolidated VIEs of RMB2,790,265 and RMB3,655,306 as of December 31, 2024 and December 31, 2025, respectively)
Income (Loss) from Equity Method Investments, Total
Loss from equity method investments
Income (Loss) from Equity Method Investments
Share of results of equity investees
Earnings Per Share [Table]
Earnings per share.
Segment Reporting, CODM, Individual Title and Position or Group Name [Extensible Enumeration]
Funds payable to Individual Investors
Funds payable to Individual Investors (including amounts of the consolidated VIEs of RMB618,749 and nil as of December 31, 2019 and 2020, respectively)
Funds Payable To Individual Investors
The amount of funds payable to individual investors
Parent Company Only Condensed Financial Information
Condensed Financial Information of Parent Company Only Disclosure [Text Block]
Plan Name
Plan Name [Domain]
Change in fair value
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Gain (Loss) Included in Earnings
Schedule of Estimated Fair Value of Stock Option Granted
Schedule of Share-Based Payment Award, Employee Stock Purchase Plan, Valuation Assumptions [Table Text Block]
Software
Software and Software Development Costs [Member]
Loan facilitation and servicing fees-performance based
Loan Facilitation And Servicing Fees Performance Based [Member]
Loan facilitation and servicing fees performance based.
Interest Expense, Total
Interest expense, net
Interest Expense, Operating and Nonoperating
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Inventory Supplier A
Inventory Supplier A [Member]
Represents the information pertaining to inventory supplier A.
Number of institutional funding partners that accounted for more than 10% of the Group's origination of off-balance sheet loans
Concentration Of Risk Number Of Institutional Funding Partners
Represents the number of institutional funding partners.
Cost of sales
Cost of Goods and Services Sold, Total
Cost of Product and Service Sold
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Text Block]
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]
Change in fair value of financial guarantee derivative and loan at fair value
Change in fair value of financial guarantee derivative and loan at fair value
Change in fair value of financial guarantee derivatives and loans at fair value
Change in fair value of financial guarantee derivatives and loans at fair value
Cash collection
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Assets Collection Of Loans
Fair value measurement with unobservable inputs reconciliation recurring basis assets collection of loans.
Summary of Income Tax Holiday [Table Text Block]
Schedule of Effect of Tax Holiday Related to Group
Treasury stock
Treasury Stock, Value
Shares repurchase program, Share acquired amount
Treasury Stock, Value, Total
Treasury Stock
Treasury stock (44,369,636 and 51,843,198 shares as of December 31, 2024 and 2025, respectively)
Related Party
Related and Nonrelated Parties [Axis]
Beihai Super Egg
Beihai Super Egg E Commerce Co Ltd [Member]
Beihai Super Egg E-Commerce Co Ltd.
Effective Income Tax Rate Reconciliation, Other Adjustments, Amount
Other Adjustments
Financing Receivable, Year One, Originated, Current Fiscal Year
Loans originated in 2025
Collateral Held
Collateral Held [Axis]
Summary of Aging Analysis of Past Due Financing Receivables
Financing Receivable, Past Due [Table Text Block]
Property, Equipment and Software, Net
Property, Plant and Equipment, Policy [Policy Text Block]
Accounting Standards Update [Extensible Enumeration]
Entity Address, City or Town
Entity Address, City or Town
Maturity term
Held To Maturity Securities Debt Maturities Term
Held to maturity securities debt maturities term.
Short-term financing receivables
Financing Receivable, before Allowance for Credit Loss, Current
Total short-term financing receivables, net
Financing Receivable, after Allowance for Credit Loss, Current
Short-term financing receivables, net
Short-term financing receivables, net of allowance for credit losses of RMB102,124 and RMB198,694 as of December 31, 2024 and December 31, 2025, respectively
Operating Loss Carryforwards, Valuation Allowance, Total
Valuation allowance for net operating loss carryforwards
Operating Loss Carryforwards, Valuation Allowance
Number of Reportable Segments
Number of reportable segments
Security Exchange Name
Security Exchange Name
Contact Personnel Name
Contact Personnel Name
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent
Tax rate difference from statutory rate in other jurisdictions and others
Property, Plant and Equipment, Gross, Ending Balance
Property, Plant and Equipment, Gross, Beginning Balance
Property, Plant and Equipment, Gross, Total
Total property, equipment and software, gross
Property, Plant and Equipment, Gross
Deferred tax assets operating loss carry forwards expires in year one.
Deferred Tax Assets Operating Loss Carry Forwards Expires In Year One
Net operating loss carryforwards, expires in 2026
Shenzhen Dinsheng Computer Technology
Shenzhen Dingsheng Technology [Member]
Shenzhen Dingsheng Technology.
Weighted average interest rate
Debt, Weighted Average Interest Rate
Summary of Balances of Financing Receivables by Due Date
Schedule of Financing Receivables, Minimum Payments [Table Text Block]
Income before income tax expense
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest
Income/(Loss) before income tax
Income before income tax
Shenzhen Fenqile
Shenzhen Fenqile Network Technology Co. Ltd [Member]
Represents the information pertaining to Shenzhen Fenqile Network Technology Co., Ltd. ("Shenzhen Fenqile").
Vested and expected to vest at the end of the period (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number
Interest Expense, Borrowings, Total
Funding cost
Interest Expense, Borrowings
Concentration Risk Type
Concentration Risk Type [Domain]
Preferential income tax rate (as a percentage) from 2022 to 2024
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2022 To 2024
Effective income tax rate reconciliation at federal preferential income tax rate from 2022 to 2024.
Measurement Input Type
Measurement Input Type [Domain]
Antidilutive Securities, Name
Antidilutive Securities, Name [Domain]
Effective Income Tax Rate Reconciliation, Foreign Income Tax Rate Differential, Percent
Foreign Tax Effects
Fair value of long-term investment.
Fair Value of Long-term Investment
Fair value of long-term investment
Current
Financial Asset, Not Past Due [Member]
Inventory, Net, Total
Inventories, net
Inventory, Net
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Total
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation
Cash, cash equivalents and restricted cash at beginning of the year
Cash, cash equivalents and restricted cash at end of the year
Guarantee Receivable
Guarantee Receivable [Member]
Guarantee Receivable [Member]
Cash paid for interest expense of borrowings and convertible notes
Interest Paid, Excluding Capitalized Interest, Operating Activity
Measurement Basis
Measurement Basis [Axis]
Statistical Measurement
Statistical Measurement [Domain]
Contractual Obligation
Contractual Obligation, Fiscal Year Maturity [Abstract]
Total current assets
Assets, Current
Share-based compensation expenses
Share-based compensation expenses
Share-Based Payment Arrangement, Expense
Document Period End Date
Document Period End Date
Deposits to Insurance and Guarantee Companies
Deposits To Insurance And Guarantee Companies [Member]
Represents the deposits to insurance companies and guarantee companies.
Schedule of accruals and other current liabilities
Schedule of Accruals and Other Current Liabilities [Table Text Block]
Schedule of accruals and other current liabilities.
Long-term contract assets and service fees receivable, allowance for credit losses
Contract with Customer, Asset, Allowance for Credit Loss, Noncurrent
Title of Individual
Title and Position [Axis]
Fair Value Hierarchy and NAV
Fair Value Hierarchy and NAV [Domain]
Liabilities to Individual Investors - Juzi Licai
Funding Debts Obligations To Individual Investors [Member]
This member stands for funding debt liabilities to Individual Investors.
Financing receivables originated and purchased (excluding receivables related to online direct sales)
Payments to Acquire Finance Receivables
Short Term Debt Maturities Repayments of Principal in Next Rolling Twelve Months
Short term debt maturities repayments of principal in next rolling twelve months.
1 - 12 months
ICFR Auditor Attestation Flag
ICFR Auditor Attestation Flag
Exercisable at the end of the period (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Number
Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Gain (Loss) Arising During Period, Net of Tax
Foreign currency translation adjustments, net of tax
CONTRACT ASSETS AND SERVICE FEES RECEIVABLE, NET AND GUARANTEE RECEIVABLES, NET
Accounts Receivable, after Allowance for Credit Loss [Abstract]
Land Use Rights, Net
Land Use Rights Net Policy [Text Block]
Land use rights, net.
Deposits to insurance companies and guarantee companies
Increase Decrease In Deposit To Insurance Companies And Guarantee Companies
Amount of increase (decrease) in deposits to insurance companies and guarantee companies.
Operating Lease, Liability, Current, Statement of Financial Position
Operating Lease, Liability, Current, Statement of Financial Position [Extensible Enumeration]
Statement of Financial Position [Abstract]
Restricted Share Units
Restricted Stock Units (RSUs) [Member]
Effect Due to the Adoption of ASC 326 (Note 2(g))
Cumulative Effect Period Of Adoption Adjustment
Cumulative effect due to the adoption of ASC 326 (Note 2(e))
Shenzhen Dingsheng
Shenzhen Dingsheng Member
Shenzhen dingsheng member.
more than 36 months
Long Term Debt Maturities Repayments Of Principal and Interest In Rolling Year Four
Long term debt maturities repayments of principal and interest in rolling year four.
Schedule Of Antidilutive Securities Excluded From Computation Of Earnings Per Share [Table]
Antidilutive Security, Excluded EPS Calculation [Table]
Other comprehensive income
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]
Other comprehensive income:
Income Tax Disclosure [Table]
Income Tax Disclosure [Table]
Schedule reflecting income taxes.
Class of Stock
Class of Stock [Axis]
Net deferred tax liabilities
Net deferred tax liabilities
Deferred Tax Liabilities, Net
Subscription Fees Third Party Sellers Commission Fees and Financial Services Income [Member]
Subscription fees, third-party sellers' commission fees, and financial services income.
Subscription fees, third-party sellers' commission fees, and financial services income
Employee Benefit Plan
Compensation and Employee Benefit Plans [Text Block]
Expected credit loss
Expected Credit Loss
Expected credit loss.
Significant Accounting Policies [Line Items]
Significant Accounting Policies [Line Items]
Significant accounting policies.
Current Income Tax Expense (Benefit), Total
Current income tax expense
Current Income Tax Expense (Benefit)
Cybersecurity Risk Management, Strategy, and Governance [Line Items]
Convertible Notes
Convertible Debt [Text Block]
The entire disclosure of borrowings which can be exchanged for a specified number of another security at the option of the issuer or the holder. Disclosures include, but are not limited to, principal amount, amortized premium or discount, and amount of liability and equity components.
Change of tax position
Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Percent
Preferential tax rate
Effect of Changes in Tax Laws or RatesEnacted in the Current Period
Financial Asset, Period Past Due
Financial Asset, Aging [Domain]
Weighted average interest rates of short-term borrowings
Short-Term Debt, Weighted Average Interest Rate, at Point in Time
Payments To Provide Funds to Related Parties
Payments to provide funds to related parties.
Funds provided to related parties
TOTAL LIABILITIES
TOTAL LIABILITIES
Total liabilities
Liabilities
Financial Instruments
Financial Instruments [Domain]
Contractual Obligation, to be Paid, Year Two
13 - 24 months
Valuation Allowance by Deferred Tax Asset
Valuation Allowance by Deferred Tax Asset [Axis]
Withdrawal of restricted term deposit and short-term investments
Proceeds From Withdrawal Of Restricted Term Deposits And Short-term Investments
Proceeds from withdrawal of restricted term deposits and short-term investments.
Deferred guarantee income
Increase (Decrease) in Deferred Revenue
Foreign Income Tax Expense (Benefit), Continuing Operations, Total
Foreign Income Tax Expense (Benefit), Continuing Operations
Income tax expense applicable to non-Mainland China operations
Dividends, Total
Dividends
Dividends to shareholders
Effective Income Tax Rate Reconciliation, Foreign Income Tax Rate Differential, Amount
Foreign Tax Effects
Foreign Tax Effects
Lessee, Operating Lease, Liability, to be Paid, Year Two
2027
Advertising costs
Advertising Expense
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Undistributed Earnings of Foreign Subsidiaries
Unrecognized tax liabilities related to undistributed profits
Prepaid Expense and Other Assets, Current [Abstract]
Finite-Lived Intangible Assets, Gross, Total
Gross carrying amount
Finite-Lived Intangible Assets, Gross
Statutory Reserves
Statutory Reserves Policy Policy [Text Block]
Disclosure of accounting policy for statutory reserves.
Increase (decrease) in other payable to individual investors.
Increase (Decrease) in Other Payable to Individual Investors
Other payable to Individual Investors
Weighted average number of ordinary shares outstanding—diluted
Diluted
Weighted Average Number of Shares Outstanding, Diluted
Entity File Number
Entity File Number
Annual increase percentage on number of shares issued and outstanding
Share Based Compensation Arrangement By Share Based Payment Award Annual Increase Percentage On Number Of Shares Issued And Outstanding
Share based compensation arrangement by share based payment award annual increase percentage on number of shares issued and outstanding.
Dividends to shareholders
Payments of Ordinary Dividends, Common Stock
Other Assets, Total
Other Assets
Other assets
Accounting Standards Update 2023-07 [Member]
ASU 2023-07
Cover [Abstract]
Cover
Expected volatility, minimum
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Volatility Rate, Minimum
1 - 12 months
Long Term Debt Maturities Repayments Of Principal and Interest In Next Rolling Twelve Months
Long term debt maturities repayments of principal and interest in next rolling twelve months.
Measurement Input Type
Measurement Input Type [Axis]
General and Administrative Expenses
General And Administrative Expenses Policy Policy [Text Block]
Disclosure of accounting policy for inclusion of significant items in the general and administrative (or similar) expense report caption.
Net capital raise
Proceeds From Issuance Initial Public Offering Net
The net proceeds from issuance of initial public offering , net of underwriting discounts and commissions and offering expenses.
Cash receipts on behalf of payments to third party sellers net
Cash receipts on behalf of payments to third party sellers net.
Cash receipts on behalf of/(payments to) third-party sellers-net
Cash receipts on behalf of/(payments to) third-party sellers
Accruals and other current liabilities
Increase (Decrease) in Accounts Payable and Accrued Liabilities, Total
Increase (Decrease) in Accounts Payable and Accrued Liabilities
Cash receipts on behalf of third party asset-management company, net
Cash receipts on behalf of third party asset-management company, net.
Preferential tax rate (as a percentage)
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate
Effective income tax rate reconciliation at federal preferential income tax rate.
Cumulative Effect, Period of Adoption
Cumulative Effect, Period of Adoption [Axis]
Prepayments and other current assets
Total prepayments and other current assets
Prepaid expenses and other current assets
Prepaid Expense and Other Assets, Current
Cancelled/forfeited (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period
Taxes Payable, Current, Total
Taxes Payable, Current
Tax payable
Accounting Standards Update 2021-08 [Member]
ASU 2021-08
Financial Asset, Period Past Due
Financial Asset, Aging [Axis]
Proceeds from disposal of long-term investments
Proceeds from Sale of Long-Term Investments
Disposal of a subsidiary
Disposal of a subsiduary
Noncontrolling Interest, Increase from Sale of Parent Equity Interest
Condensed Statements of Operations and Comprehensive Income
Condensed Statement of Comprehensive Income [Table Text Block]
Deferred Tax Asset
Deferred Tax Asset [Domain]
Schedule of Movement of Valuation Allowance
Summary of Valuation Allowance [Table Text Block]
Fair value of deferred guarantee income at inception of new loans.
Fair value of deferred guarantee income at inception of new loans
Revenue Concentration - Number of Borrowers Over 10% of Revenue
Revenue Benchmark [Member]
Presentation for On- and Off-Balance Sheet Loans
On And Off Balance Sheet Credit Exposure Policy Policy [Text Block]
Description of accounting policies and methodologies used to estimate the entity's liability for on and off-balance sheet credit exposures and related charges for those credit exposures.
Maximum number of ordinary shares authorized for stock based compensation
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized
Number of Operating Segments
Number of operating segments
Sale of Stock
Sale of Stock [Domain]
Timing of Transfer of Good or Service
Timing of Transfer of Good or Service [Domain]
Segment Reporting Disclosure [Text Block]
Segment Information
General and Administrative Expense, Total
General and administrative expenses
General and Administrative Expense
Loans at fair value
Alternative Investment, Measurement Input
Value to net asset multiple
Adjustments to reconcile net income to net cash provided by operating activities:
Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity, Noncash Item [Abstract]
Revenue
Revenue from Contract with Customer, Including Assessed Tax
Loans Payable to Bank, Current
Short-term borrowings
Short-term borrowings and current portion of long-term borrowings (including amounts of the consolidated VIEs of RMB331,281 and RMB592,196 as of December 31, 2024 and December 31, 2025, respectively)
Short-term borrowings and current portion of long-term borrowings
Accrued Interest Payable
Accrued Interest Payable Policy Policy [Text Block]
Disclosure of accounting policy for accrued interest payable.
Reduced withholding tax rate for beneficial owner (as a percentage)
Reduced Tax Withheld Rate When Treaty Benefits Applicable
Represents the reduced withholding income tax rate for dividend paid to beneficial owner.
Subsequent Event [Table]
Contingent guarantee liabilities
Contingent guarantee liabilities current.
Expected credit losses of guarantee liabilities
Expected credit losses of guarantee liabilities
Contingent guarantee liabilities (including amounts of the consolidated VIEs of RMB876,614 and RMB438,837 as of December 31, 2024 and December 31, 2025, respectively)
Net carrying amount
Finite-Lived Intangible Assets, Net, Ending Balance
Finite-Lived Intangible Assets, Net, Beginning Balance
Net carrying amount
Finite-Lived Intangible Assets, Net
Net carrying amount
Effect of Changes in Tax Laws or RatesEnacted in the Current Period
Effective Income Tax Rate Reconciliation, Change in Enacted Tax Rate, Amount
Vested and expected to vest at the end of the period (in dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price
Schedule Of Product Information [Table]
Nature of Operation, Product Information, Concentration of Risk [Table]
Beijing Lejiaxin Network Technology Co Ltd [Member]
Represents the information pertaining to Beijing Lejiaxin Network Technology Co, LTD. ("Beijing Lejiaxin").
Beijing Lejiaxin
Weighted Average Remaining Contractual Life and Aggregate Intrinsic Value
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]
Estimated Useful Lives
Property, Plant and Equipment, Useful Life
Recent Accounting Pronouncements
New Accounting Pronouncements, Policy [Policy Text Block]
Schedule of Future Minimum Lease Payments under Non Cancelable Operating Leases - ASC 842
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]
Impairment related to investments without readily determinable fair value recognized
Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount
Antidilutive securities excluded from computation of earnings per share
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Other, Percent
Others
Ownership
Ownership [Axis]
Option granted vesting period (in years)
Vesting period (in years)
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period
Allowanced for credit losses for other asset
Other Receivable, Allowance for Credit Loss, Noncurrent
Contract assets and receivables
Increase (Decrease) in Contract with Customer, Asset
1-29 Days Past Due
Financial Asset, 1 to 29 Days Past Due [Member]
Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss
Provision for credit losses
Liabilities
Financial Liabilities Fair Value Disclosure [Abstract]
Due in 25-36 months
Financing Receivable Gross Carrying Amount Due In Year Three
Represents the gross carrying amount of financing receivables, prior to deducting the allowance for losses, receivable within three year from the balance sheet date.
Risk-free interest rate, minimum (per annum)
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate, Minimum
Income (Loss) from Continuing Operations before Income Taxes, Domestic
Income from Mainland China operations
Decrease by 10%
Hypothetical Changes In Fair Value Of Investment Decrease
Hypothetical Changes In Fair Value Of Investment Decrease
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount
Unrecognized compensation cost related to unvested restricted share units
Guarantee derivatives assets or liabilities
Derivative Asset (Liability) Net, Measurement Input
Other Receivables, Net, Current, Total
Other Receivables, Net, Current
Amounts due from related parties
Amounts due from subsidiaries
Long-term Investments, Total
Long‑term investments
Long-Term Investments
Common stock, shares outstanding
Balances as at beginning of the year (in shares)
Balances as at end of the year (in shares)
Common Stock, Shares, Outstanding
- Short-term portion
Short-term leasing liabilities
Operating Lease, Liability, Current
Depreciation, Depletion and Amortization, Total
Depreciation and amortization
Depreciation, Depletion and Amortization
Revenue, Remaining Performance Obligation, Amount
Transaction price allocated to remaining performance obligations related to customer contracts
Schedule of the Expected Repayment Amount of the Debt Obligations
Contractual Obligation, Fiscal Year Maturity [Table Text Block]
Decrease by 10%
Fair Value Measurements Sensitivity Analysis Derivative Liabilities Fair Value Decrease
The amount of fair value decrease by the sensitivity of derivative liabilities for the percentage of fair value measurements to changes in unobservable inputs and the inter-relationships between those inputs as well as how those inter-relationships might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurements.
Decrease by 10%
Cybersecurity Risk Management Processes Integrated [Flag]
Institutional funding partner B.
Institutional Funding Partner B
Document Transition Report
Document Transition Report
Net deferred tax assets
Net deferred tax assets
Deferred Tax Assets, Net
Short-term investments
Short-Term Investments
Short-Term Investments, Total
Total operating expenses
Operating Expenses
Total operating expenses
Operating expenses
Total operating expenses
Remaining performance obligation is expected to be recognized as revenue (in years)
Revenue Remaining Performance Obligation Expected Timing Of Satisfaction
Period in which remaining performance obligation is expected to be recognized as revenue, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.
Research and Development Expense, Total
Research and development expenses
Research and Development Expense
Cost of Revenue, Total
Total operating cost
Cost of Revenue
Operating cost
Operating cost
Receivable [Domain]
Receivable
Land Use Rights, Net
Lessee, Operating Leases [Text Block]
Payments for Repurchase of Common Stock
Repurchase of common shares
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]
Schedule of Current and Deferred Portions of Income Tax Expenses of Company's China Subsidiaries, VIEs, and Subsidiaries of VIEs
Total comprehensive income
Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest
Statement of Cash Flows [Abstract]
Weighted-Average Grant Date Fair Value
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]
Revenue from Company and its Subsidiaries
Revenue From Intra Group [Member]
Represents the revenue from the company and its subsidiaries.
Schedule of Activities for Stock Options
Share-Based Payment Arrangement, Option, Activity [Table Text Block]
Assets
Assets, Fair Value Disclosure [Abstract]
SBC
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Share-Based Payment Arrangement, Percent
Condensed Balance Sheet Statement [Table]
Condensed Balance Sheet Statement [Table]
Two of PRC Subsidiaries
PRC Subsidiaries Two [Member]
PRC Subsidiaries Two.
Schedule Of Accounts Notes Loans And Financing Receivable [Table]
Accounts and Financing Receivables [Table]
Provision for financing receivables
Provision for financing receivables
Provision For Financing Receivables
Provision for financing receivables
Commitment And Contingencies [Table]
Commitment And Contingencies [Table]
Commitment and contingencies.
Minimum percentage of after-tax profit transferred by VIEs to statutory surplus fund (as a percent)
Minimum Percentage Of After Tax Profit Transferred To Statutory Reserve Fund
Represents the minimum percentage of after-tax profit transferred by VIEs to statutory reserve fund.
Net Income Per Share
Earnings Per Share [Text Block]
Fair value of loans acquired/purchased at beginning of the year (Level 3)
Fair value of loans acquired/purchased at end of the year (Level 3)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value
Cash and Cash Equivalents, Restricted Cash and Restricted Time Deposits
Cash And Cash Equivalents Restricted Cash And Restricted Time Deposits [Member]
Represents the information pertaining to cash and cash equivalents, restricted cash and restricted time deposits.
Computers and Equipment
Computer Equipment [Member]
Cybersecurity Risk Management Processes Integrated [Text Block]
Net income/(loss)
Net income
Aggregate Intrinsic Value
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value
Increase (Decrease) in Inventories, Total
Inventories
Increase (Decrease) in Inventories
Convertible Debt [Abstract]
Deferred Tax Assets Operating Loss Carry Forwards Expires In Year Four
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards, expires in year four.
Net operating loss carryforwards, expires in 2029
Operating lease cost
Operating Lease, Cost
Accrued interest receivable, allowance for credit losses
Accrued Interest Receivable Allowance For Credit Losses Current
Accrued interest receivable allowance for credit losses current.
Installment e-commerce platform service income
Installment E-Commerce Platform Service Income [Member]
Installment e-commerce platform service income.
Qianhai Dingsheng
Shenzhen Qianhai Dingsheng Data Technology Co Ltd [Member]
Shenzhen Qianhai Dingsheng Data Technology Co. Ltd.
Expected dividend yield
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Dividend Rate
13 – 24 months
more than 36 months
Long Term Debt Maturities Repayments Of Interest In Rolling Year Two
Amount of long-term debt interest payable in the second rolling twelve months following the latest balance sheet.
Intangible Assets, Net (Excluding Goodwill), Total
Land use rights, net
Land use rights, net and right of use assets
Accounts Receivable, Allowance for Credit Loss [Table Text Block]
Schedule of Activities in the Allowance for Credit Losses
Purchase Obligation, Total
Total
Purchase Obligation
Cash payments for operating leases
Operating Lease, Payments
ASSETS
Assets [Abstract]
Number of inventory suppliers
Concentration Risk Number Of Suppliers Purchase
Number of major suppliers related to risks that arise due to the volume of purchase.
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2022 To 2027
Effective income tax rate reconciliation at federal preferential income tax rate from 2022 to 2027.
Preferential income tax rate (as a percentage) from 2022 to 2027
Construction In Progress
Construction in Progress [Member]
Prepayments and other current assets
Increase (Decrease) in Prepaid Expense and Other Assets, Total
Increase (Decrease) in Prepaid Expense and Other Assets
Collection of loans at fair value
Collection of Loans at Fair Value
Collection of loans at fair value.
Maturities of Funding Debts
Long-Term Debt, Fiscal Year Maturity [Abstract]
Document Fiscal Year Focus
Document Fiscal Year Focus
Statutory Reserves
Retained Earnings, Appropriated [Member]
Long Term Debt Maturities Repayments of Principal and Interest in Rolling Year Two
Long term debt maturities repayments of principal and interest in rolling year two.
13 - 24 months
Statutory Reserves and Restricted Net Assets
Statutory Reserves And Restricted Net Assets [Text Block]
The entire disclosure for statutory reserves and restricted net assets.
Concentration Risk Benchmark
Concentration Risk Benchmark [Domain]
Condensed Cash Flow Statement [Table]
Condensed Cash Flow Statement [Table]
ASU 2022-02
Accounting Standards Update 2022-02 [Member]
Cash flows from investing activities:
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation [Abstract]
Retirement Benefits [Abstract]
Accounts Payable, Current, Total
Accounts payable
Accounts Payable, Current
Accounts payable (including amounts of the consolidated VIEs of RMB72,698 and RMB99,703 as of December 31, 2024 and December 31, 2025, respectively)
Schedule of Components of Group's (loss)/income Before Income Tax Expense
Schedule of Income before Income Tax, Domestic and Foreign [Table Text Block]
Research and development expenses
Research and Development Expense [Member]
Increase (Decrease) in Other Noncurrent Assets
Other operating assets
Shenzhen Qianhai Lixin Commercial Factoring Co Ltd [Member]
Shenzhen Qianhai Lixin Commercial Factoring Co Ltd.
Shenzhen Qianhai Lixin Commercial Factoring Co Ltd
Schedule of Prepayments and Other Current Assets
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block]
Change in Accounting Principle, Type
Change in Accounting Principle, Type [Axis]
Finite-Lived Intangible Asset, Expected Amortization, Year One
2026
Deferred tax assets
Components of Deferred Tax Assets [Abstract]
Revenue from subscription services
Revenue From Subscription Services [Member]
Revenue from subscription services.
Revision of Prior Period
Revision of Prior Period [Domain]
Fair Value Measurements
Fair Value Measurement, Policy [Policy Text Block]
Summary of Activities for Restricted Shares Units
Schedule of Unvested Restricted Stock Units Roll Forward [Table Text Block]
1 – 12 months
Purchase Obligation, to be Paid, Year One
Other Liabilities, Total
Other Liabilities
Amounts due to related parties
ASU 2020-06
Accounting Standards Update 2020-06 [Member]
Exercise of share-based awards
Proceeds from Stock Options Exercised
Fair Value Disclosures [Abstract]
Commitments and Contingencies Disclosure [Abstract]
Financing receivables related to online direct sales
Increase (Decrease) in Finance Receivables
Guarantee Derivative Assets or Liabilities
Derivative [Member]
Effective Income Tax Rate Reconciliation, Tax Credit, Amount
Effective Income Tax Rate Reconciliation, Tax Credit, Amount, Total
Tax creidts
Lessee, Operating Lease, Liability, to be Paid, Year One
2026
Interest income
Interest Income, Debt Securities, Held-to-Maturity
Net income attributable to ordinary shareholders
Net Income (Loss) Available to Common Stockholders, Basic
Net income attributable to ordinary shareholders of the Company
Retained Earnings, Unappropriated [Member]
Retained Earnings
Short-term guarantee receivables, allowance for credit losses
Guarantee Receivables Allowance For Credit Losses Current
Guarantee receivables allowance for credit losses current.
Contract with Customer, Asset, after Allowance for Credit Loss, Current, Total
Contract with Customer, Asset, after Allowance for Credit Loss, Current
Short-term contract assets and service fees receivable, net
Short-term contract assets and receivables, net of allowance for credit losses of RMB409,590 and RMB259,054 as of December 31, 2024 and December 31, 2025, respectively
Debt Instrument
Debt Instrument [Axis]
Contingent guarantee liabilities
Deferred Tax Assets Contingent Guarantee Liabilities
Deferred tax assets Contingent guarantee liabilities
Share-Based Payment Arrangement [Abstract]
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount
Unrecognized compensation cost to be recognized and adjusted for future changes
Number of votes per share
Number Of Voting Rights Entitled Per Share
Description of voting rights of ordinary shares. Includes eligibility to vote and votes per share owned.
Total assets
Assets, Fair Value Disclosure
Sale of Stock
Sale of Stock [Axis]
Concentration risk (as a percent)
Concentration Risk, Percentage
Withholding income tax rate for dividend paid to foreign tax resident investors (as a percentage)
Withholding Income Tax Rate For Dividend Paid To Foreign Tax Resident Investors
Represents the withholding income tax rate for dividend paid to foreign tax resident investors.
Revenues, Total
Revenues
Sales of goods and services to related parties
Operating revenue
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation
Net cash provided by/(used in) investing activities
Net cash provided by/(used in) investing activities
Preferential income tax rate (as a percentage) from 2018 to 2022
Effective income tax rate reconciliation at federal preferential income tax rate from 2018 to 2022.
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2018 to 2022
Shenzhen Xinjie
Shenzhen Xinjie Investment Co. Ltd [Member]
Represents the information pertaining to Shenzhen Xinjie Investment Co., Ltd. ("Shenzhen Xinjie").
Title of 12(b) Security
Title of 12(b) Security
PRC subsidiaries One [Member]
PRC subsidiaries One.
One of PRC Subsidiaries
Entity Address, Address Line Three
Entity Address, Address Line Three
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Share-Based Payment Arrangement, Amount
SBC
Cancelled (in dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value
Percentage of restricted net assets
Restricted Investments, Percent of Net Assets
Related Party
Related and Nonrelated Parties [Domain]
Taxation
Income Tax Disclosure [Text Block]
Commitment for construction.
Commitment For Construction [Member]
Commitment for Construction
Dingsheng Computer
Shenzhen Dingsheng Technology
Shenzhen Dingsheng Computer Technology Co. Ltd [Member]
Represents the information pertaining to Shenzhen Dingsheng Computer Technology Co., Ltd.("Shenzhen Dingsheng Computer Technology")
Other Liabilities, Noncurrent, Total
Other long-term liabilities
Other liabilities
Other liabilities
Other long-term liabilities(including amounts of the consolidated VIEs of RMB15,646 and RMB4,591 as of December 31, 2024 and December 31, 2025, respectively)
Consolidated Entities
Consolidated Entities [Axis]
Income Loss From Subsidiaries And Variable Interest Entities
Represents the amount of income (loss) from subsidiaries and variable interest entities.
Income (loss) from subsidiaries and VIEs
Income from subsidiaries, the VIEs and the VIEs' subsidiaries
Condensed Balance Sheet Statements Captions [Line Items]
Condensed Balance Sheet Statements, Captions [Line Items]
Changes in operating assets and liabilities:
Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity, Increase (Decrease) in Operating Capital [Abstract]
37 – 48 months
Purchase Obligation, to be Paid, Year Four
Schedule of Property, Equipment and Software, Net
Property, Plant and Equipment [Table Text Block]
Balance at the beginning of the period (in dollars per share)
Balance at the end of the period (in dollars per share)
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price
Percentage of contract assets and guarantee receivables
Percentage of contract assets and guarantee receivables.
Percentage of contract assets and receivables
Income Tax Disclosure [Abstract]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Table]
Fair Value, Recurring and Nonrecurring [Table]
Additional Paid in Capital
Additional Paid-in Capital [Member]
Total long-term financing receivables, net
Long-term financing receivables, net
Financing receivables
Long-term financing receivables, net of allowance for credit losses of RMB1,820 and RMB3,723 as of December 31, 2024 and December 31, 2025, respectively
Beijing Shijitong
Beijing Shijitong Technology Co. Ltd [Member]
Represents the information pertaining to Beijing Shijitong Technology Co., Ltd.("Beijing Shijitong").
Withholding Tax Rate On Dividends, Foreign Invested Enterprises To Foreign Holding Companies
Withholding Tax Rate On Dividends, Foreign Invested Enterprises To Foreign Holding Companies
Withholding tax rate on dividends, foreign invested enterprises to their immediate holding companies
Other Services
Platform-Based Services Income Other Services [Member]
Platform-based services income other services.
Measurement Frequency
Measurement Frequency [Domain]
Operating Lease, Liability, Noncurrent, Statement of Financial Position
Operating Lease, Liability, Noncurrent, Statement of Financial Position [Extensible Enumeration]
Share repurchase program, authorized amount
Stock Repurchase Program Authorized Dollar Amount
Income Statement Location
Statement of Income Location, Balance [Axis]
New Accounting Pronouncements Or Change In Accounting Principle [Line Items]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Membership services
Membership Services [Member]
Lower limit of the provided range.
Trading Symbol
Trading Symbol
Ganjiang New Area Mengtian Financing Guarantee Co., Ltd.
Ganjiang New Area Mengtian Financing Guarantee Co., Ltd. [Member]
Ganjiang New Area Mengtian Financing Guarantee
Interest and financial services income and other revenues
Interest And Financial Services Income And Other Revenues [Member]
Interest and financial services income and other revenues.
Property, Equipment and Software, Net
Property, Plant and Equipment Disclosure [Text Block]
Diluted net income per share effect
Income Tax Holiday Income Tax Benefits Per Share Diluted
Diluted net income per share amount effect of the income tax benefit resulting from the income tax holidays granted by taxing jurisdictions.
Schedule Of Related Party Transactions By Related Party [Table]
Related Party Transaction [Table]
State Administration of Taxation, China [Member]
Mainland China
Sales and Marketing Expenses
Selling And Marketing Expenses Policy Policy [Text Block]
Disclosure of accounting policy for selling and marketing expenses.
Proceeds from funding debts
Proceeds payments on funding debts
Aggregate amount funded from funding sources
Proceeds from Notes Payable, Total
Proceeds from Notes Payable
Increase by 10%
Fair Value Measurements Sensitivity Analysis Derivative Assets Fair Value Increase
The amount of fair value decrease by the sensitivity of derivative assets for the percentage of fair value measurements to changes in unobservable inputs and the inter-relationships between those inputs as well as how those inter-relationships might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurements.
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Risk Free Interest Rate, Maximum
Risk-free interest rate, maximum (per annum)
Extinguishment of Debt [Axis]
Long Term Funding Debt
Long Term Funding Debt [Member]
Long Term Funding Debt.
Effect of non-deductible expenses
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent, Total
Tax effect of non‑deductible expense
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent
Subsequent Event Type [Axis]
Revision of Prior Period, Adjustment [Member]
Reclassification Adjustment
Statutory tax rate (as a percentage) from 2018 to 2022
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate From2018 To2022
Effective income tax rate reconciliation at federal statutory income tax rate from 2018 to 2022.
Financing Receivable, after Allowance for Credit Loss [Abstract]
Online direct sales and services income.
Online Direct Sales And Services Income [Member]
Online direct sales and services income
Schedule of Land Use Rights, Net
Schedule of Finite-Lived Intangible Assets [Table Text Block]
Employee-related Liabilities, Current
Employee-related Liabilities, Current, Total
Accrued payroll and welfare
Financing Receivable, Allowance for Credit Loss [Table Text Block]
Summary of Activities in Allowance for Credit Losses
Age of borrowers
Borrowers Age
Represents the age of the Borrowers.
Cash flows from financing activities:
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation [Abstract]
Related Party Transaction, Purchases from Related Party
Purchases of goods and services from Ji'an Aojuxun
Purchase of services from related parties
Expected term (in years)
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term
Recurring Basis
Fair Value, Recurring [Member]
Total future lease payments
Total future lease payments
Lessee, Operating Lease, Liability, to be Paid
Funding Debts
Funding Debts Policy Policy [Text Block]
Disclosure of accounting policy for debts to fund the Group's on balance sheet loans.
Cumulative effect due to the adoption of ASC 326 (Note 2(g))
ASC 326
Accounting Standards Update 2016-13 [Member]
Shenzhen Fenqile Trading
Shenzhen Fenquile Trading [Member]
Represents information pertaining to Shenzhen Fenquile Trading.
Impact of discounting remaining lease payments
Lessee, Operating Lease, Liability, Undiscounted Excess Amount
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Insurance company C.
Insurance Company C
Effect of research and development tax credit
Effect of research and development tax credit
Effective Income Tax Rate Reconciliation, Tax Credit, Research, Percent
Financing Receivable Portfolio Segment
Financing Receivable Portfolio Segment [Domain]
Selling and Marketing Expense, Total
Sales and marketing expenses
Selling and Marketing Expense
Deferred Tax Assets Operating Loss Carry Forwards Expires In Year Two
Deferred tax assets operating loss carry forwards expires in year two.
Net operating loss carryforwards, expires in 2027
Summary Of Obligations Associated With Guarantee Income Table [Text Block]
Summary of obligations associated with the deferred guarantee income.
Schedule of Obligations Associated with Deferred Guarantee Income
Equity Components
Equity Components [Axis]
Accounts and Financing Receivable, after Allowance for Credit Loss, Current
Accounts and Financing Receivable, after Allowance for Credit Loss, Current, Total
Financing receivables
Expected Future Recovery Rates
Measurement Input Expected Future Recovery Rate [Member]
Measurement input expected future recovery rate.
Registered capitals and PRC statutory reserves
Registered Capitals And Prc Statutory Reserves
Amount of registered capitals and PRC statutory reserves of the group's consolidated VIEs.
Equity Component
Equity Component [Domain]
Asset Class
Asset Class [Axis]
Deposits to insurance companies and guarantee companies
Deposits To Insurance Companies And Guarantee Companies Current
The amount of current portion of deposits to insurance companies and guarantee companies.
Deferred tax assets investment related loss.
Deferred Tax Assets Investment Related Loss
Investment related loss
Goodwill and Intangible Assets Disclosure [Abstract]
Loan Facilitation And Servicing Fees-Credit Oriented And Performance Based [Member]
Loan facilitation and servicing fees-credit oriented and performance based.
Loan facilitation and servicing fees-credit oriented and performance based
Installment Purchase Loans
Installment Purchase Loans [Member]
Represents information pertaining to installment purchase loans, which are loans offered to Customers who want to finance their online direct purchase from the Platform.
Investments, Total
Investments
Long-term investments
Address Type
Address Type [Domain]
Insurance Company B
Insurance Company B [Member]
Insurance Company B.
Document Annual Report
Document Annual Report
Change in inventory provision
Inventory Writedown Write Ups
Amount of loss/gain from reductions or (write-ups)in inventory due to subsequent measurement adjustments, including, but not limited to, physical deterioration, obsolescence, or changes in price levels.
Operating Lease, Liability, Statement of Financial Position [Extensible List]
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]
Guarantee receivables
Deferred Tax Liabilities Guarantee Receivables
Deferred tax liabilities guarantee receivables.
Guarantee derivative liabilities
Guarantees, Fair Value Disclosure
IPO
IPO [Member]
Proceeds from sale maturity and collection of long term investments net.
Proceeds From Sale Maturity And Collection Of Long term Investments Net
Net cash consideration received from disposed shares
Customer
Customer [Axis]
Notes Payable, Noncurrent, Total
Notes Payable, Noncurrent
Long-term Funding Debts
Long-term funding debts
Long-term funding debts (including amounts of the consolidated VIEs of RMB1,197,211 and RMB850,590 as of December 31, 2024 and December 31, 2025, respectively)
Expiration period (in years)
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period
Contract with Customer, Basis of Pricing
Contract with Customer, Basis of Pricing [Axis]
Indonesia
IDAHO
Cash paid on long-term investments
Payments to Acquire Long-Term Investments
Financing Receivable, after Allowance for Credit Loss, Total
Financing receivables, net
Financing Receivable, after Allowance for Credit Loss
Document Accounting Standard
Document Accounting Standard
Statement of Comprehensive Income [Abstract]
Guarantee Company E
Guarantee Company E [Member]
Guarantee Company E.
Impairment charges
Equity Method Investment, Other-than-Temporary Impairment
Principal payments on borrowings
Repayments of Bank Debt
Maximum
Maximum [Member]
Dividends Payable, Date to be Paid
Dividends payable, date to be paid
Commitment to Purchase Delinquent Loans
Loan Purchase Commitments [Member]
Entity Addresses, Address Type
Entity Addresses, Address Type [Axis]
Statistical Measurement
Statistical Measurement [Axis]
Exercised (in dollars per share)
Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price
Accumulated amortization
Accumulated amortization
Finite-Lived Intangible Assets, Accumulated Amortization
Common Stock, Value, Issued, Ending Balance
Common Stock, Value, Issued, Beginning Balance
Common Stock, Value, Issued, Total
Ordinary shares
Common Stock, Value, Issued
Beihai Dulin Information Technology Co. Ltd.
Beihai Dulin Information Technology Co. Ltd One [Member]
Beihai Dulin Information Technology Co. Ltd
Effective income tax rate reconciliation withholding income tax.
Effective Income Tax Rate Reconciliation Withholding Income Tax
Effect of withholding income tax
Tax holiday effect
Income Tax Holiday, Aggregate Dollar Amount
Withholding taxes
Effective Income Tax Rate Reconciliation Withholding Income Tax Amount
Effective Income Tax Rate Reconciliation Withholding Income Tax Amount
Withholding taxes
Derivative Asset, Current
Guarantee derivative assets at fair value (Note 9)
Schedule Of Financing Receivable Allowance For Credit Losses [Table]
Financing Receivable, Allowance for Credit Loss [Table]
25 – 36 months
Long-Term Debt, Maturities, Repayments of Principal in Rolling Year Three
Basis of Consolidation
Consolidation, Policy [Policy Text Block]
Proceeds from sale of loans receivables and finance receivables.
Proceeds from Sale of Loans Receivables and Finance Receivables
Cash proceed for disposal of loans at fair value and financing receivables
Total shareholders equity
Balances as at beginning of the year
Balances as at end of the year
Equity, Including Portion Attributable to Noncontrolling Interest
Service Fees Receivable
Service Fees Receivable [Member]
Service Fees Receivable [Member]
Net cash payout
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Settlements
Contact Personnel Email Address
Contact Personnel Email Address
Deferred Tax Assets, Operating Loss Carryforwards, Total
Net operating loss carryforwards
Deferred Tax Assets, Operating Loss Carryforwards
Preferential income tax rate (as a percentage) from 2023 to 2025
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2023 To 2025
Effective income tax rate reconciliation at federal preferential income tax rate from 2023 to 2025.
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]
Impairment of Long-Lived Assets
Impairment or Disposal of Long-Lived Assets, Policy [Policy Text Block]
Summary of Effect Adverse Changes in Estimated Fair Value of the Loans
Summary Of Effect Adverse Changes In Estimated Fair Value Of The Loans
Summary of effect adverse changes in estimated fair value of the loans.
Credit-oriented services income
Credit Oriented Services Income [Member]
Credit-Oriented services income.
Credit-oriented Services Income
Personal Installment Loans
Personal Installment Loans [Member]
Represents information pertaining to personal installment loans, which are loans provided to Customers who have consumption needs (other than purchase from the Platform).
Proceeds from Funds by Related Parties
Proceeds from funds by related parties.
Funds repaid by related parties
Amortization of debt issuance costs and discounts
Amortization of Debt Issuance Costs
Loan Facilitation and Matching Servicing Fees-Performance Based
Loan Facilitation And Matching Service Fee Performance Based [Member]
Loan facilitation and matching service fee performance based.
Schedule of Amortization Expenses For Future Periods
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]
Weighted average expected future recovery rates
Fair Value Of The Loans Weighted Average Expected Future Recovery Rates
Fair value of the loans weighted average expected future recovery rates.
Borrowings
Loans Payable to Bank, Total
Loans Payable to Bank
Short-term borrowings
Accrued interest payable
Accrued interest payable (including amounts of the consolidated VIEs of RMB26,972 and RMB15,900 as of December 31, 2020 and December 31, 2021, respectively)
Accrued interest
Beihai Lexin Information
Beihai Lexin Information Technology Co Ltd [Member]
Beihai Lexin Information Technology Co Ltd.
Decrease in equity investments due to disposal of two joint ventures
Increase (Decrease) in Equity Securities, FV-NI
Finite-Lived Intangible Assets by Major Class [Axis]
Schedule of Obligations Associated with Guarantee Liabilities Prior to Adoption of ASC 326
Summary Of Obligations Associated With Guarantee Liabilities Table [Text Block]
Tabular disclosure of obligations associated with guarantee liabilities.
Summary of the Group's Outstanding Funding Debts
Schedule of Debt [Table Text Block]
Schedule of Estimated Useful Lives
Schedule Of Estimated Useful Life Of Property Equipment And Software Table [Text Block]
Tabular disclosure of estimated useful life of property, equipment and software.
Payment, Tax Withholding, Share-Based Payment Arrangement
Withholding tax
Repayments of Convertible Debt
Repayments of convertible loans
Effective Income Tax Rate Reconciliation, Cross-Border Tax Effect, Percent
Effective Income Tax Rate Reconciliation, Cross-Border Tax Effect, Percent, Total
Effect of Cross-Border Tax Laws
Related Party Transaction [Line Items]
Related Party Transaction [Line Items]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Table]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Accounts Notes And Loans Receivable [Line Items]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Entity Registrant Name
Entity Registrant Name
Registrant Name
Funding Debts
Debt Disclosure [Text Block]
Funding Cost
Interest Expense, Policy [Policy Text Block]
Schedule Of Contract Assets And Guarantee Receivables [Table Text Block]
Schedule of contract assets and guarantee receivables.
Schedule of Contract Assets and Guarantee Receivables
Entity Voluntary Filers
Entity Voluntary Filers
Fair Value Liabilities Measured On Recurring Basis Unobservable Input Reconciliation [Table]
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation [Table]
Finite-Lived Intangible Asset, Expected Amortization, Year Two
2027
Treasury Repurchases (Shares)
Shares repurchase program, Number of shares acquired
Treasury Stock, Shares, Acquired
Repurchases of common shares (Shares)
Commission fee from a related party
Commission Fee Related Party
Commission fee related party.
Services provided to related parties
Others
Other Nonoperating Income (Expense), Total
Other Nonoperating Income (Expense)
Others, net
Additional Paid in Capital, Ending Balance
Additional Paid in Capital, Beginning Balance
Additional Paid in Capital, Total
Additional paid-in capital
Additional Paid in Capital
Subsequent Events [Abstract]
Financing Receivable Credit Quality Indicators By Year Of Origination Table [Text Block]
Financing receivable credit quality indicators by year of origination.
Summary of Amortized Cost within Each Credit Quality Indicator by Year of Origination
Mengtian Technology
Shenzhen Mengtian Technology Co. Ltd [Member]
Represents the information pertaining to Shenzhen Mengtian Technology Co., Ltd. ("Shenzhen Mengtian").
Cybersecurity Risk Management Positions or Committees Responsible [Flag]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Consolidated Entities
Consolidated Entities [Domain]
Finite-Lived Intangible Asset, Expected Amortization, Year Three
2028
Deposits to Institutional Funding Partners
Deposit Assets, Total
Deposit Assets
Income tax expense
Income tax expense applicable to China operations
Income tax (expense)/benefit
Income tax expenses
Income tax expense
Income tax expense
Effective Tax Rate
Measurement Frequency
Measurement Frequency [Axis]
Schedule Of Prepayment Of Share Subscription To Related Parties [Table Text Block]
Schedule of prepayment of share subscription to related parties.
Schedule of Prepayment of Share Subscription to Related Parties-duration
SHARE-BASED COMPENSATION
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Summary of Quantitative Information About The Significant Unobservable Inputs
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]
Entity Common Stock, Shares Outstanding
Entity Common Stock, Shares Outstanding
Statutory Accounting Practices, Statutory Capital and Surplus, Balance, Total
Statutory reserves
Statutory Accounting Practices, Statutory Capital and Surplus, Balance
Platform Based Services Income Referral Service Fee [Member]
Platform based services income referral service fee.
Referral Service Fee
Maturities of interest payments
Interest Payments By Maturity [Abstract]
No definition available.
Increase by 10%
Fair Value Measurements Sensitivity Analysis Derivative Liabilities Fair Value Increase
The amount of fair value increase by the sensitivity of derivative liabilities for the percentage of fair value measurements to changes in unobservable inputs and the inter-relationships between those inputs as well as how those inter-relationships might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurements.
Interest payments
Funding Debts Obligations With Variable Interest Rate [Member]
Funding debts obligations with variable interest rate.
Processing And Servicing Cost
Cost associated with processing and servicing consists primarily of vendor costs related to credit assessment, customer and system support, payment processing services and collection services associated with originating, facilitating and servicing the loans.
Processing and servicing cost (including collection service fee from related parties of RMB14,753, RMB35,561 and RMB40,314 for the years ended December 31, 2023, 2024 and 2025, respectively)
Net income attributable to ordinary shareholders for calculating diluted net income per share
Net Income (Loss) Attributable to Parent, Diluted
Net income attributable to ordinary shareholders for calculating diluted net income per share
Accumulated Other Comprehensive Income (Loss), Net of Tax, Total
Accumulated Other Comprehensive Income (Loss), Net of Tax
Accumulated other comprehensive income
Accumulated other comprehensive loss
Long-term:
Financing Receivable, after Allowance for Credit Loss, Noncurrent [Abstract]
Federal Income Tax Expense (Benefit), Continuing Operations, Total
Federal Income Tax Expense (Benefit), Continuing Operations
Income tax expense applicable to China operations
Income tax expense applicable to Mainland China operations
Charge-offs
Accounts Receivable, Allowance for Credit Loss, Writeoff
Payments to Acquire Property, Plant, and Equipment, Total
Purchases of property, equipment and software
Payments to Acquire Property, Plant, and Equipment
Investment loss
Investment income/(loss)
Gain (Loss) on Investments, Total
Gain (Loss) on Investments
Investment income
Granted (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period
Inventory Supplier C
Inventory Supplier C [Member]
Represents the information pertaining to inventory supplier C.
TOTAL ASSETS
Total assets
Assets
Inventory Supplier E [Member]
Inventory Supplier E
Short-term:
Accounts Receivable, after Allowance for Credit Loss, Current [Abstract]
Inventories, Net
Inventory, Policy [Policy Text Block]
Schedule Of Property Plant And Equipment [Table]
Property, Plant and Equipment [Table]
Accrued withholding tax liabilities
Accrued withholding tax liabilities.
Exercisable at the end of the period, weighted average remaining contractual life
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term
Income Statement [Abstract]
Aging analysis of past due financing receivables
Financing Receivable, Past Due [Line Items]
Due in 13-24 months
Financing Receivable Gross Carrying Amount Due In Year Two
Represents the gross carrying amount of financing receivables, prior to deducting the allowance for losses, receivable within two years from the balance sheet date.
Beihai Aurora and Beihai Lexin
Beihai Aurora And Beihai Lexin [Member]
Beihai Aurora and Beihai Lexin.
Long-term financing receivables
Financing Receivable, before Allowance for Credit Loss, Noncurrent
Share-Based Compensation
Share-Based Payment Arrangement [Policy Text Block]
Provision for contingent guarantee liabilities
Provision For Contingent Guarantee Liabilities
Provision for contingent guarantee liabilities
Deferred Income Tax Expense (Benefit), Total
Deferred income tax expense
Deferred income tax
Deferred Income Tax Expense (Benefit)
Weighted-Average
Weighted Average [Member]
Gain (Loss) on Sales of Loans, Net, Total
Gain (Loss) on Sales of Loans, Net
Loss/(gain) on disposal of loans at fair value and financing receivables
Time deposit
Time Deposits [Member]
Time deposits.
Share issuance upon the initial public offering, net of issuance costs (in shares)
Number of new shares issued (in shares)
Stock Issued During Period, Shares, New Issues
Credit facilitation service income
Credit Facilitation Service Income [Member]
Credit facilitation service income member.
Statutory tax rate (as a percentage) from 2023 to 2030
Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate From2023 To2030
Effective income tax rate reconciliation at federal statutory income tax rate from 2023 to 2030.
Vested (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period
Rental deposits and other current assets
Rental Deposits And Other Assets Current
Carrying amount as of the balance sheet date of rental deposits and other assets. For classified balance sheets, represents the current amount receivable, that is amounts expected to be collected within one year or the normal operating cycle, if longer.
Diluted net income per share calculation:
Earnings Per Share, Diluted [Abstract]
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2024 to 2030
Effective income tax rate reconciliation at federal preferential income tax rate from 2024 to 2030
Preferential income tax rate (as a percentage) from 2024 to 2030
Other payables
Accounts Payable, Other, Current
Earnings Per Share, Diluted, Total
Net income per share attributable to ordinary shareholders—diluted
Diluted
Earnings Per Share, Diluted
Decrease by 10%
Hypothetical Changes In Fair Value Of Loans At Fair Value Expected Future Recovery Decrease
Hypothetical changes in fair value of loans at fair value expected future recovery Decrease.
Decrease by 10%
Financing receivables, non-accrual status
Financing Receivable, Nonaccrual
Short-term contract assets and service fees receivable, allowance for credit losses
Contract with Customer, Asset, Allowance for Credit Loss, Current
Finite-Lived Intangible Asset, Expected Amortization, Year Five
2030
Lessee, Operating Lease, Liability, to be Paid, Year Three and Thereafter
Lessee, operating lease, liability, to be paid, year three and thereafter.
2028 and thereafter
Reconciliation between the statutory EIT rate and the effective tax rate
Effective Income Tax Rate Reconciliation, Percent [Abstract]
Title of Individual
Title and Position [Domain]
Disaggregation of Revenue [Abstract]
Transferred At Point in Time or Overtime [Member]
Transferred at point in time or overtime.
At a Point in Time/ Overtime
Portion of after-tax profit to be allocated to statutory surplus fund under PRC law (as a percent)
Appropriation Of Net Income To Statutory Surplus Fund Required Percentage
Represents the minimum percentage of net income from required to be appropriated towards the statutory surplus fund for entities incorporated in the People's Republic of China until the reserve balance reaches 50 percent of registered capital.
Property, Plant, and Equipment, Useful Life, Term, Description [Extensible Enumeration]
City Area Code
City Area Code
Significant Risks and Uncertainties
Significant Risks And Uncertainties Policy Policy [Text Block]
Disclosure of accounting policy for significant risks and uncertainties.
Installment HK
Installment Hong Kong Investment Limited [Member]
Represents the information pertaining to Installment Hong Kong Investment Limited ("Installment HK").
Auditor Name
Auditor Name
Value added tax rate (as a percent)
Value Added Tax Rate
Value added tax rate.
Restricted Cash and Cash Equivalents, Current, Total
Restricted cash at beginning of the year
Restricted Cash and Cash Equivalent, Current
Restricted cash at the end of the year
Restricted cash
Accrued Risk Management Fees Current
Accrued risk management fees current.
Accrued risk management fees
Payments For Placement Of Restricted Term Deposits And Short Term Investments
Payments for placement of restricted term deposits and short term investments.
Placement of restricted term deposit and short-term investments
Reversals
Deferred Tax Assets Valuation Allowance Reversals
The amount of reversals made to the valuation allowance for a specified deferred tax asset.
Prepayments And Other Current Assets
Prepayments and other current assets.
Prepayments And Other Current Assets Disclosure [Text Block]
Financial Asset, Past Due [Member]
Total Past Due
Assessable profits
Assessable Profits For Tax Purposes
Represents the amount of assessable profits considered for taxation purposes.
Institutional Funding Partner C
Institutional Funding Partner C [Member]
Institutional Funding Partner C.
Inter group.
Inter Group [Member]
Inter-group
Fair value and intrinsic value of restricted share units vested
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Aggregate Intrinsic Value, Vested
Accounts payable
Increase Decrease In Accounts Payable Current
The increase (decrease) during the reporting period in the aggregate amount of current liabilities
Loan, Held-for-Sale, Fair Value Disclosure
Loans at fair value
Weighted average remaining lease term
Operating Lease, Weighted Average Remaining Lease Term
Fair Value, Liability, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]
Software
Computer Software, Intangible Asset [Member]
Cash and Cash Equivalents
Cash and Cash Equivalents, Policy [Policy Text Block]
Guarantee derivative liabilities at fair value (Note 9)
Derivative Liability, Current
Property, equipment and software, net
Property, Plant and Equipment, Net
Property, Plant and Equipment, Net, Ending Balance
Property, Plant and Equipment, Net, Beginning Balance
Total property, equipment and software, net
Installment purchase loans and personal installment loans original term
Installment Purchase Loans And Personal Installment Loans Original Term
Installment purchase loans and personal installment loans original term.
Proceeds from borrowings
Proceeds from Bank Debt
Number of Individual Investor or Institutional Funding Partner that accounted for more than 10% of the Group's total funding cost
Concentration Risk Number Of Major Investors Funding Costs
Number of major investors related to risks that arise due to the volume of funding costs.
Earnings Per Share [Line Items]
Earnings per share.
Entity Address, Country
Entity Address, Country
Appropriation to the general reserve fund (as a percent)
Appropriation Of Net Income To General Reserve Fund Required Percentage
Represents the minimum percentage of net income from required to be appropriated towards the general reserve fund for entities incorporated in the People's Republic of China until the reserve balance reaches 50 percent of registered capital.
Condensed Statement Of Income Captions [Line Items]
Condensed Statement of Income Captions [Line Items]
Withholding income tax rate for percentage of annual profits.
Withholding Income Tax Rate For Percentage Of Annual Profits
Withholding income tax rate for percentage of annual profits
Total non-current assets
Assets, Noncurrent
Non-employees
Non Employee [Member]
It represents information relating to Non-employee.
Share-based Payment Arrangement, Noncash Expense, Total
Share-based compensation expenses
Share-Based Payment Arrangement, Noncash Expense
Total non-current liabilities
Liabilities, Noncurrent
Total non-current liabilities
Total non-current liabilities
Loan VII
Loan Seven Matures On February72019 [Member]
Represents the information pertaining to Loan Seven, Matures on February 7, 2019.
Revenue from Third Parties
Revenue From Third Parties [Member]
Represents the revenue from third parties.
L.P. Technology Holdings Limited.
L.P. Technology Holdings Limited [Member]
Due from L.P. by the Group
L.P. Technology Holdings Limited
Preferential income tax rate (as a percentage) from 2025 to 2030
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2025 to 2030
Effective income tax rate reconciliation at federal preferential income tax rate from 2025 to 2030.
Weighted average discount rate
Operating Lease, Weighted Average Discount Rate, Percent
Operating Lease Liability Noncurrent, Total
- Long-term portion
Operating Lease, Liability, Noncurrent
Level 1 Inputs
Fair Value, Inputs, Level 1 [Member]
Class Of Stock [Line Items]
Class of Stock [Line Items]
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation
Net cash provided by financing activities
Net cash used in financing activities
Net cash (used in)/provided by financing activities
Total Funding Debts
Notes Payable
Funding debts
Collateral Held
Collateral Held [Domain]
Short Term Debt [Line Items]
Short-Term Debt [Line Items]
Schedule of Supplemental Cash Flow Information Related to Operating Leases
Lease, Cost [Table Text Block]
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Percent [Abstract]
Nontaxable or Nondeductible Items
Change in Accounting Principle, Accounting Standards Update, Adopted [true false]
Change in Accounting Principle, Accounting Standards Update, Adopted [true false]
Auditor Location
Auditor Location
Long-term debt
Long-Term Debt [Member]
Receivables from third-party payment service providers
Third Party Online Payment Service Providers Receivables
Amount of temporarily held in the accounts with third party online payment service providers mainly to facilitate collection and transfer of the funds, interest and service fees from/to the Customers and Individual Investors or Institutional Funding Partners.
Deferred Income Tax Liabilities, Net, Total
Deferred tax liabilities
Deferred tax liabilities
Deferred Income Tax Liabilities, Net
Deferred tax liabilities (including amounts of the consolidated VIEs of RMB63,164 and RMB103,470 as of December 31, 2024 and December 31, 2025, respectively)
Extinguishment of Debt, Type [Domain]
Expected repayment amount of debt obligation
Long-Term Debt, Rolling Maturity [Abstract]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Sales
Disposal
Schedule of due from related parties.
Schedule Of Due From Related Parties [Table Text Block]
Schedule of Amounts Due from Related Parties
Condensed Statements of Cash Flows
Condensed Cash Flow Statement [Table Text Block]
Income Tax Authority
Income Tax Jurisdiction [Domain]
Entity Interactive Data Current
Entity Interactive Data Current
Cash paid for land use rights
Cash Paid For Land Use Rights
Cash paid for land use rights.
Income Statement Location
Statement of Income Location, Balance [Domain]
Referral code incentives recorded as sales and marketing expenses
Referral Incentive Expense
Amount of incentive cash recorded as sales and marketing expenses for the period. The Group offers an incentive in cash to an existing Customer for each new Customer who successfully signs up on the Platform using the existing Customer's referral code and has been granted a credit line.
Fair Value Measurement
Fair Value Measurement [Domain]
Cash flows from operating activities:
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation [Abstract]
Furniture and Fixtures
Furniture and Fixtures [Member]
Over Time
Transferred over Time [Member]
Overtime
Measurement Input Value To Net Asset Multiple [Member]
Measurement Input Value To Net Asset Multiple [Member]
Value to Net Asset Multiple
Reserves allowed to transfer in terms of cash dividends, loans or advances, nor can they be distributed except under liquidation
Transfer Of Reserves
The amount of reserves allowed to be transferred to the company in terms of cash dividends, loans or advances, nor can they be distributed except under liquidation.
Provision for contract assets and receivables
Provision for contract assets and receivables
Provision For Contract Assets
The amount of provision for contract assets.
Beihai Aurora
Beihai Aurora Technology Co Ltd [Member]
Beihai Aurora Technology Co., Ltd.
Cash paid for technical service fees.
Cash Paid for Technical Service Fees
Cash paid for technical service fees.
Contract assets and service fees receivable prior to ASU 326
Contract assets and receivables, net
Contract with Customer, Asset, after Allowance for Credit Loss, Total
Contract assets, service fees receivable and guarantee receivables
Other long-term liabilities
Increase (Decrease) in Other Noncurrent Liabilities
Change in fair value
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Gain (Loss) Included in Earnings
Cash Equivalents, at Carrying Value, Total
Cash equivalents
Cash Equivalents, at Carrying Value
Deferred tax liabilities
Components of Deferred Tax Liabilities [Abstract]
Cumulative Effect, Period of Adoption
Cumulative Effect, Period of Adoption [Domain]
Schedule of Concentration Risk
Schedules of Concentration of Risk, by Risk Factor [Table Text Block]
Income tax benefit
Share-Based Payment Arrangement, Expense, Tax Benefit
Amount of net assets of the relevant PRC in the group, not available for distribution
Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries
Revenues [Abstract]
Operating revenue:
Principal payments on funding debts
Repayments of Notes Payable
1 – 12 months
Long-Term Debt, Maturities, Repayments of Principal in Next Rolling 12 Months
Long-term Debt, Type
Long-Term Debt, Type [Axis]
Short-Term Debt [Abstract]
Increase (Decrease) in Due from Related Parties, Current, Total
Amounts due from related parties
Increase (Decrease) in Due from Related Parties, Current
Increase (decrease) in amounts due from subsidiaries and other related parties
Decrease in amounts due from subsidiaries and other related parties
Straight line basis amortized over land use right period
Straight Line Basis Amortized Over Land Use Right Period
Straight line basis amortized over land use right period.
Term
Term of the loan
Debt Instrument, Term
Cash Coupon And Repayment Coupon Expense
Cash coupons and repayment coupon expense
The amount of cash coupons and repayment coupons recognized as a reduction of revenue for the period.
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]
Contract Assets and Receivables, Net
Proceeds From Disposal of Investments
Proceeds from disposal of investments.
Proceeds from disposal of investments
Cash paid on loans to third parties
Payments to Acquire Loans Receivable
Funds to related parties
Due in 0-12 months
Financing Receivable Gross Carrying Amount Due In Next Twelve Months
Represents the gross carrying amount of financing receivables, prior to deducting the allowance for losses, receivable within one year from the balance sheet date.
Local Phone Number
Local Phone Number
Other Liabilities, Current
Amounts due to related parties
Amounts due to related parties(including amounts of the consolidated VIEs of RMB10,927 and RMB8,708 as of December 31, 2024 and December 31, 2025, respectively)
Short-term lease cost
Short-Term Lease, Cost
PRC
CHINA
Weighted average number of ordinary shares outstanding
Denominator:
Weighted Average Number of Shares Outstanding, Diluted [Abstract]
Auditor Opinion
Inventory Supplier D
Inventory Supplier D [Member]
Inventory Supplier D.
Share of income from subsidiaries
Income Loss From Subsidiaries
Income loss from subsidiaries.
Contract with Customer, Asset, after Allowance for Credit Loss, Noncurrent, Total
Long-term contract assets and service fees receivable, net
Long-term contract assets and receivables, net of allowance for credit losses of RMB30,919 and RMB14,569 as of December 31, 2024 and December 31, 2025, respectively
Ending balances
Contingent guarantee liabilities
Contingent guarantee liabilities
Opening balances
Contingent Guarantee Liabilities
Contingent guarantee liabilities.
Investment holding.
Investment Holding [Table]
Schedule Of Financing Receivable Recorded Investment Credit Quality Indicator [Table]
Financing Receivable, Credit Quality Indicator [Table]
Denominator:
Weighted Average Number of Shares Outstanding, Basic [Abstract]
Accounting Policies [Abstract]
Common Stock, Number of Shares, Par Value and Other Disclosure [Abstract]
Previously Reported [Member]
Previously Reported
Transfer of equity shares
Transfer Of Equity Shares
Transfer Of Equity Shares
Disaggregation Of Revenue [Line Items]
Disaggregation of Revenue [Line Items]
Income tax accrued on the undistributed earnings
Deferred Tax Liabilities, Undistributed Foreign Earnings
Preferential income tax rate (as a percentage) from 2021 to 2025
Effective Income Tax Rate Reconciliation At Federal Preferential Income Tax Rate From 2021 to 2025
Effective income tax rate reconciliation at federal preferential income tax rate from 2021 to 2025.
Installment e-commerce platform service
Installment E-commerce Platform Service [Member]
Installment e-commerce platform service member.
Impairment of Investment
Impairment of investment.
Investment-related impairment
Decrease by 10%
Fair Value Measurements Sensitivity Analysis Derivative Assets Fair Value Decrease
The amount of fair value increase by the sensitivity of derivative assets for the percentage of fair value measurements to changes in unobservable inputs and the inter-relationships between those inputs as well as how those inter-relationships might magnify or mitigate the effect of changes in the unobservable inputs on the fair value measurements.
Class of Stock
Class of Stock [Domain]
Balance at the beginning of the period (in shares)
Balance at the end of the period (in shares)
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant
Period over which remaining unrecognized stock-based compensation expense is recognized
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition
Long-Term Investments [Abstract]
Accrued professional fees and outsourcing fees
Accrued Professional Fees, Current
Allowance
Accounts Receivable, Allowance for Credit Loss, Noncurrent
Numerator:
Net Income (Loss) Available to Common Stockholders, Diluted [Abstract]
Percentage of contract assets and receivables
Percentage of contract assets and receivables.
Affiliated Entity [Member]
Affiliated Entity
Cumulative impairment charges
Equity Securities Without Readily Determinable Fair Value Cumulative Impairment Charges
Amount of cumulative impairment charges on investment in equity security without readily determinable fair value.
Cumulative impairment charges
Schedule Of Stock By Class [Table]
Stock, Class of Stock [Table]
Contractual Obligation, to be Paid, Year One
1 - 12 months
At Point-in-Time
Transferred at Point in Time [Member]
At a Point in Time
Entity Emerging Growth Company
Entity Emerging Growth Company
Effective Income Tax Rate Reconciliation, Tax Holidays Applicable to Subsidiaries and Consolidated VIEs
Effective Income Tax Rate Reconciliation, Tax holidays applicable to subsidiaries and consolidated VIEs
Tax holidays applicable to subsidiaries and consolidated VIEs
Vested and expected to vest at the end of the period, weighted average remaining contractual life
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term
Deposits Concentration Risk
Deposits Concentration Risk [Member]
Represents information pertaining to deposits concentration risk.
Schedule of Percentage of Ownership in Principal Subsidiaries, Consolidated VIEs and Subsidiaries of VIEs
Investments in and Advances to Affiliates [Table Text Block]
Chairman of the board of directors and chief executive officer.
Chairman Of The Board Of Directors And Chief Executive Officer [Member]